Pirlo_Jiang

The stablecoin market size has further grown from the $284 billion mentioned in the news to approximately $318 billion, mainly dominated by USDT and USDC.

1. **Stablecoins as a catalyst for 'digital cash' will accelerate the blockchain transformation of banks, rather than simply posing a threat**: Although the news emphasizes complementarity, if banks do not proactively embrace stablecoin technology (such as issuing their own pegged coins), they may be marginalized in the payment sector. The uniqueness lies in the fact that the growth of stablecoins does not seize deposits, but rather forces banks to shift from passive defense to proactive innovation, such as reducing cross-border settlement costs by up to 30-50% through integration with the stablecoin ecosystem. This may give rise to a 'hybrid finance' model, where bank deposits coexist with stablecoins, forming a more efficient global payment network—imagine traditional bank accounts seamlessly connecting with crypto wallets, this will be the true starting point of the payment revolution.

2. **In emerging markets, the dollarization effect of stablecoins amplifies financial inclusion but simultaneously weakens sovereign currency control**: Stablecoins enhance transaction efficiency, but the unique perspective is that in developing countries (such as Latin America or Africa), stablecoins serve as a foreign currency (such as the dollar) pegging tool, providing an instant payment channel for the unbanked population, with a potential market size reaching trillions of dollars. However, this may exacerbate local currency depreciation and capital outflows, creating 'invisible dollar hegemony'. Compared to the complementarity of bank deposits, stablecoins here act more like a double-edged sword: short-term efficiency gains, long-term challenges to central bank authority, forcing emerging markets to accelerate the launch of local CBDCs in response.

3. **If stablecoins are allowed to pay interest, they will shift from being complementary to direct competitors, triggering a 'yield war' for deposits**: The concerns within the banking industry mentioned in the news are well-founded—if regulations are relaxed to allow stablecoins to offer yields (such as through DeFi protocols), banks may lose up to $66 trillion in deposits, mainly affecting the commercial rather than retail sector. The unique viewpoint is that this is not a simple migration, but rather the beginning of a 'yield war': the low cost and high liquidity advantages of stablecoins will pressure banks to increase deposit rates or innovate products (such as tokenized deposits), with consumers being the ultimate beneficiaries, but small and medium-sized banks may be eliminated in the competition, leading to further market concentration.

A seasoned programmer's weekend成果打卡 ✨

1. The self-developed first APP is basically completed ✅ The data collection module only has a few small issues left, expected to be fully wrapped up by tomorrow.

2. The quantitative trading program has undergone a major upgrade: multiple new strategies have been added, along with a new AI intelligent analysis function—allowing AI to deeply interpret information from 29 strategies and provide trading signals, fully leveraging AI's subjectivity and analytical advantages!

3. The World of Warcraft time-limited server DK has finally reached level 80! Supervising AI writing code while playing WoW, achieving a perfect balance of work and entertainment, overflowing with happiness～

4. Replaced Mom's home with a brand new gas stove, safe, beautiful, and easy to use; Mom is super satisfied!

5. The creator certification on platform X has finally been approved! ✅, now just 5M in reading volume is left 😂😂😂.

This weekend, technology, life, and gaming bloomed in three ways, fulfilling and rewarding! Keep pushing 💪

🚨 The petrodollar system is collapsing! According to NS3, global geopolitical tensions are accelerating the instability of the dollar, and China is leveraging its industrial and technological advantages to vigorously promote the internationalization of the renminbi, becoming the strongest challenger.

A multipolar financial order has arrived, bringing historic opportunities for blockchain — Bitcoin may no longer be just "digital gold," but will be redefined as a neutral settlement tool and value anchor in a multipolar world.

Dedollarization is not an end, but the true beginning of the blockchain era.🤖🌍

#2025withBinance Start your cryptocurrency story, check out @Binance's annual review and share your highlights! #2025withBinance.

👉 Use my link to register and get a $100 reward! https://www.bmwweb.academy/year-in-review/2025-with-binance?ref=21630076

🚨 Crypto Frenzy and Economic Alarm: Grayscale's BNB ETF Application + UK Crypto License + BRICS Gold Hoarding + Dogecoin ETF Launch — 2026 Bull Market Signal or Bubble Alarm? 🤯

**Analysis Highlights:**
- **Accelerated Crypto Regulation**: Grayscale pushes BNB ETF, UK's FCA opens license in 2026, 21Shares Dogecoin ETF (TDOG) launches — mainstreaming meme coins, lowering barriers, but Wall Street interest is limited (first DOGE ETF trading only $200 million).

- **Signals of Economic Slowdown**: US PMI shows GDP annualized at 1.5%, employment stagnation, January inflation expectations drop to 4% (better than expected) — caution among businesses amid uncertainty.
- **Gold vs Crypto**: BRICS hoards over 1,000 tons of gold over three years (reserves surpass US debt), price up 76% — a driver of de-dollarization.
- **ETH Activity Concerns**: Daily active users rise to 1.3 million, but may be overestimated due to address poisoning, mainnet is under repair.

**Reason Analysis:**
- **Regulatory Green Light**: Geopolitical tensions + dollar weakening drive crypto ETF expansion (Grayscale/21Shares making inroads), UK rule consultation until March, full authorization before 2027.
- **Economic Weakness**: High costs + weak demand, new business in manufacturing/services sluggish, lowered inflation expectations favor interest rate cuts.
- **Gold Boom**: BRICS diversifying as a safe haven, surpassing US debt for the first time — reflecting distrust in fiat.
- **ETH Data Trap**: Lower transaction fees boost activity, but attacks are fabricated, true recovery is pending.

**Future Developments:**
- **Short Term**: More crypto ETF approvals, if ETH is genuinely active, Layer 2 competition will intensify; economic slowdown may lead to Fed rate cuts in Q2, gold pushing $5000+.
- **Long Term**: UK licensing window opens, crypto becomes a mainstream asset; BRICS gold transfer accelerates de-dollarization, favoring BTC/ETH as “digital gold.”

**Unique Insight:** This is not an isolated event, but the prelude to the “Post-Dollar AI Crypto Era”! BRICS gold hoarding exposes the fragility of fiat, while crypto ETFs (BNB/DOGE) + ETH activity (even if overestimated) herald an AI-driven on-chain economy: envision AI wallets preventing address poisoning, automated ETF allocations. Traditional economic slowdown? Just catalyzing the transition of crypto from meme to sovereign asset — DOGE is not a joke, it’s Wall Street's “Dogecoin Litmus Test”! 🤖💥

🚨 Gold surges past $4900/ounce! Up $600 since the beginning of the year, just broke $4800 two days ago, now up 1.4% compared to yesterday——NS3 reports that a rush to safe havens is ignited! But is the truth even more explosive?

**Reason Analysis:**
- **Geopolitical Turmoil**: Trump’s tariff war + Middle East and Ukraine escalation, dollar collapse, central banks hoarding gold (driven by Goldman Sachs predictions).
- **Inflation + ETFs**: Fed easing expectations + Western funds pouring into ETFs, pushing up prices.
- **Demand Explosion**: Not just safe haven, AI hardware requires gold (chips/data centers) surging, industrial demand being an invisible driver.

**Future Developments**: Short-term may hit $5000 if US and EU Greenland deteriorates; but if Fed tightens or trade eases, it could pull back to $4600. Looking long-term, breaking $5500 if de-dollarization accelerates.

**Unique Insight**: This is not “panic gold,” but the prelude to the “AI Gold Age”! Gold has transformed from a safe haven into a technological necessity——AI data centers consume gold like a tiger, far exceeding central bank hoarding. Ironic? If Bitcoin becomes “energy currency,” it will steal the spotlight from gold, becoming an infinite version of a “digital gold mine”!🤖💥

🚨 Skill World Marvel: Few users, builders lined up! 😂 This image hits the pain point—Skill may be the only technology where "builders > users". Why? Because everyone dreams of being the next skill app mogul, yet is too lazy to grind their own skill points!

In the AI era, this is not a bug, it's a feature! Builders are busy creating "quick success artifacts", users? They are waiting for AI to directly fill in the skills. The result: skills pile up, actual levels stagnate. Wake up, build less and practice more, otherwise you are just one of the crowd waiting in line! 🛠️🤦‍♂️

It will get better

🚨The U.S. economy is exploding! Unemployment claims at 200,000 exceed expectations, GDP skyrockets at 4.4%——The AI golden age begins, could BTC soar to $150,000?
🤖💰

🚨 U.S. initial unemployment claims at 200,000 (better than the expected 210,000), previous value revised to 199,000; Q3 GDP final at 4.4% (better than expected 4.3%)! NS3 reports a strong labor market and accelerating economy. It appears promising on the surface, but what are the underlying reasons?

**Reason Analysis:**
- **Low unemployment claims**: After seasonal fluctuations, employment is steadily increasing, benefiting from AI automation reducing layoffs + Trump's tariff barriers protecting manufacturing jobs.
- **GDP surge**: Consumer spending at 3.5%, exports rebounding at 9.6%, government spending at 2.2%, and inventory drag weakening——Essentially driven by an AI investment wave (technology stocks contribute significantly) boosting productivity rather than pure stimulus.

**Future Developments**: Short-term stock market/USD strengthening, Fed may delay interest rate cuts until Q2, inflation pressures rising. However, if geopolitical issues (like Greenland) worsen, liquidity tightening may lead to a correction.

**Unique Insight**: This is not a revival of the “old economy,” but the prelude to the “AI golden age”! Traditional indicators mask AI's transformation of the labor force: low unemployment due to skill upgrades, while GDP growth will shift from cyclical to structural——AI companies' profits soaring, pushing BTC and other “digital productivity assets” as new hedges, targeting $150K+. Trump's “Made in America” may inadvertently catalyze a global AI race!🤖💥

🚨 Gold and silver both hit record highs (Gold $4760+, Silver $95+), while BTC plummeted below $89K! Geopolitical tensions escalate (US-EU Greenland tariff war, Russia-Ukraine Middle East conflict) + dollar collapse warning + central banks hoarding gold and silver = a rush to safe havens. But why is BTC suffering?\n\n**Analysis of Reasons:**\n- **Safe Haven Rotation**: Gold and silver benefit from macroeconomic panic (inflation + high debt), BTC is treated as a risk asset, following stock/bond sell-offs.\n- **Capital Diversion**: Institutions are shifting from BTC to gold and silver for safety, ETF inflows slow down, derivatives face liquidation of $800B+.\n- **Decoupling Intensifies**: Gold and silver surged 64%/142% last year, BTC dropped 6%—short-term “old money” prefers tangible assets, while crypto faces pressure.\n\n**Future Developments**: In the short term, BTC may test support at $75K, accompanied by a wave of liquidations. However, if the Fed prints money to rescue the market + dollar de-dollarization accelerates, BTC will become the “reversal king”—transforming from a risk asset to an “energy currency,” attracting trillions in capital, targeting $200K+!\n\n**Unique Insight**: This is not the decline of BTC, but rather a “generational transition”: Gold and silver are the “retirement fortress” of the baby boomers, while Generation Z sees BTC as the “infinite energy gold” of the AI era—borderless and non-freezable. In times of crisis, gold and silver provide protection, while BTC reshapes wealth!🌐💥\n\n#黄金白银价格创新高

Bitcoin may become an alternative safe-haven asset

🚨 The Greenland crisis in the US and Europe escalates: Europe may sell $1.7 trillion in US debt, yields soar, and a dollar collapse is imminent? NS3 reports that this will not only hurt US financial liquidity but also impact the crypto market. But don't panic—this could be Bitcoin's "golden moment"!

**Analysis Points:**
- **Geopolitical Trigger**: Trump's tariff threats to 8 European countries, Europe retaliates by selling US debt (total holdings exceed $8 trillion), temporarily pushing US debt yields up by 4%+, stock markets retreat, and the dollar weakens.
- **Crypto Impact**: Risk aversion first drives down prices (BTC has fallen below 90,000), but an unstable dollar will turn BTC from a "risk asset" into the "king of safe havens"—think of how gold shines in a crisis; BTC is more flexible and borderless!
- **Unique Insight**: This is not a mutual destruction game, but an accelerator for de-dollarization. If European pension funds shift to BTC allocation, it will usher in a sovereign crypto era, bypassing trade war barriers. Trump's "America First" may ironically push the world towards digital reserves—BTC is not a victim but a winner!💰

#GreenlandCrisis #USDollar #Bitcoin #Crypto #Geopolitics

🚀 Discover a revolutionary Claude Code plugin: claude-mem!

It can automatically capture all tool usage and observations of Claude during your coding sessions, and then perform AI intelligent compression using Claude's agent-sdk to generate concise semantic summaries.

Finally, intelligently inject relevant context in future sessions to ensure project knowledge is never lost—seamlessly continuing even if sessions are interrupted or reconnected!

**How to achieve knowledge persistence?**
- **Automatic capture**: Record all operations through lifecycle hooks (such as SessionStart, UserPromptSubmit, etc.) without manual intervention.

- **AI compression**: Transform raw data into efficient summaries, reducing redundancy.

- **Intelligent injection**: Use SQLite database to store sessions and summaries, combined with Chroma vector database for semantic/keyword search, achieving hierarchical retrieval (saving ~10x tokens). Supports natural language queries for project history, and also provides a Web UI to view memory in real time (localhost:37777)!

- **Privacy and control**: Use <private> tags to exclude sensitive content and configure injection details.

Result? Project context lasts like a “memory palace,” greatly enhancing productivity!💡

Installation is super easy: run in Claude Code:
/plugin marketplace add thedotmack/claude-mem
/plugin install claude-mem
Restart to complete.

Details: https://github.com/thedotmack/claude-mem

#ClaudeAI #AICoding #DeveloperTools

BTC current price is approximately 88,400 USD, down 4.7% in 24 hours, breaking the 89,000 support, with increased liquidation in leverage, correlated with the stock market. Technical: short-term liquidity hunting, RSI oversold, holding at 88,000 or rebounding to 92,000; if lost, probing down to 84,000. Weekly upward movement not broken. Macro: institutional inflow supports the bull market, but tariff risks suppress sentiment. Outlook: 50% rebound fluctuation; 30% deep correction; 20% down to 80,000. 2026 center 93k-153k. Monitor leverage.

BTC current price is about 88,400 USD, down 4.7% in 24 hours, breaking the 89,000 support, exacerbated by leveraged liquidation and correlated with the stock market. Technical: short-term liquidity hunting, RSI oversold, holding at 88,000 or bouncing back to 92,000; if it loses, it will drop to 84,000. No breakout on the weekly chart. Macro: institutional inflows support the bull market, but tariff risks suppress sentiment. Outlook: 50% rebound fluctuation; 30% deep correction; 20% down to 80,000. Mid-point in 2026 is 93k-153k. Monitor leverage. (218 characters)

The probability of winning should be quite high; I won on my third try. Looking at the rankings, some people have won more.

💥Seeker mobile surprises with money giving app 🚀🚀🚀TokenRun, today I drew 0.138sol which equals 120rmb, directly deposited into the wallet.
The operation is very simple, enter TokenRun, first sign in, then click the small shovel to draw, and directly withdraw. Perfect🤟🤟🤟

Seeker mobile is truly a treasure, how many more treasure apps are waiting to be discovered? 😊😊
I hope I'm not the last to know? 😂😂😂
#Seeker #solana #BTC

Indeed convenient, it provides another way.

Sol's Seeker phone can purchase US stocks directly from the built-in wallet, making it so convenient to go from the crypto world to US stocks, with a minimum slippage of 0.15%.

I hope I'm not the last to find this out.😅😂
#Seeker #Solana