CyberpunkDanny

Tôi đã đọc về BTC và phát hiện rằng Bitcoin đã bị kẹt trong một xu hướng giảm liên tục kể từ giữa tháng Giêng năm 2025. Giá đã giảm từ mức cao gần đây, với áp lực bán lại gia tăng mạnh mẽ. Hiện tại, vào cuối tháng Giêng năm 2026, BTC đang dao động quanh mức $88,000–$89,000 (giá giao ngay gần đây khoảng $89,000–$89,100, với một số phiên giảm xuống mức $86,000–$87,000 trong cuối tuần—thấp nhất mà chúng tôi đã thấy trong năm nay cho đến thời điểm này).
Một yếu tố lớn đứng sau sự yếu kém này dường như liên quan đến những thay đổi địa chính trị và vĩ mô. Tổng thống Hoa Kỳ Donald Trump đã đưa ra những đe dọa về thuế quan mạnh mẽ đối với Canada, cảnh báo về mức thuế 100% đối với hàng hóa Canada nếu Ottawa theo đuổi bất kỳ mối quan hệ thương mại sâu sắc hơn hoặc "thỏa thuận" nào với Trung Quốc. Các quan chức Canada (bao gồm Thủ tướng Mark Carney) đã làm rõ rằng không có thỏa thuận thương mại tự do hoàn chỉnh nào đang được thực hiện—chỉ có những giải pháp mục tiêu về thuế quan cho những thứ như xe điện và nông nghiệp—nhưng những ngôn từ gay gắt vẫn làm thị trường hoảng loạn. Điều này đã giúp thúc đẩy sự suy yếu đáng kể của đồng đô la Mỹ, với DXY giảm xuống khoảng 96 (thấp nhất kể từ đầu năm 2022).

The global cryptocurrency market capitalization briefly dipped below the $3 trillion mark amid renewed macroeconomic and geopolitical concerns spooking investors. It has since recovered slightly to around $3.05 trillion.
Key drivers included fears of a potential U.S.-Canada trade war escalation—sparked by recent tariff threats from President Trump over Canada's dealings with China—and the looming threat of another U.S. government shutdown by January 31, which have kept broader risk appetite suppressed. These factors prompted a flight to safer assets like gold, leaving crypto vulnerable.
The Crypto Fear and Greed Index is at 20, classified as "extreme fear."
Bitcoin (BTC) fell to an intraday low of $86,537 before partially recovering to around $87,695 (up ~0.7% over 24 hours). Ethereum (ETH), the top altcoin, traded around $2,887 (up ~1.5%). Other major caps: BNB around $869 (up ~1.1%), XRP around $1.88 (up ~0.7%), and Solana (SOL) around $122 (up ~3.5%).
The sell-off triggered significant liquidations, with data showing ~$741 million in bullish positions wiped out over the past 24 hours. Bitcoin futures led with ~$206 million liquidated, followed by Ether-based contracts at ~$271 million.
While the dip reflects short-term caution, some analysts view extreme fear readings as potential contrarian buy signals in past cycles. For now, volatility remains elevated as markets digest ongoing uncertainties.

After digging into the latest announcements and updates around this initiative, here's what stands out to me as of mid-January 2026:
Europe's major banks are clearly fed up with the near-total dominance of dollar-based stablecoins in crypto and digital payments. They've come together to form something called Qivalis, an Amsterdam-based company specifically set up to issue a proper, regulated euro-pegged stablecoin.
The banks behind it right now are ING, BNP Paribas, UniCredit, CaixaBank, Danske Bank, SEB, KBC, DekaBank, Banca Sella, Raiffeisen Bank International, and the newest addition—DZ Bank, which joined just this month. That brings the group to eleven serious players spread across the continent. BNP Paribas actually jumped in shortly after the first reveal back in December, so the momentum seems real.
From what I can see, the whole point is to create a digital euro asset that’s fully backed 1:1, supervised by the Dutch central bank, and built to comply with the EU’s MiCA rules from the start. They’ve already applied for an electronic money institution license, which is the regulatory green light they need to actually issue the thing.
The leadership looks solid on paper. Jan-Oliver Sell, who used to run Coinbase’s German operation, is the CEO. Sir Howard Davies—ex-chair of NatWest and the old UK Financial Services Authority—is non-executive chair. Floris Lugt from ING’s digital assets team is handling the CFO side. That mix of crypto-native experience and heavyweight traditional banking credibility makes sense for this kind of project.
They’re targeting a launch sometime in the second half of 2026, assuming the regulators sign off. Early use cases seem focused on crypto trading (so euro pairs on exchanges) and faster payments for businesses and individuals—basically the places where people actually want stable, low-friction euro on/off-ramps today.
What strikes me most is the timing and the subtext. Regulators and the ECB have been increasingly vocal about the risks of private stablecoins—especially the giant USD ones—sucking liquidity out of the eurozone, messing with monetary policy, and creating systemic vulnerabilities. With USDT and USDC still controlling the vast majority of stablecoin volume, it feels like this is Europe saying: “Fine, we’ll build our own.”
The banks pooling resources instead of each trying to do it alone is telling too. Developing compliant stablecoin infrastructure, getting licenses, building reserves, doing attestations, integrating with exchanges and payment rails—that’s expensive and complicated. Going joint venture lets them share the pain and aim for real scale.
I’m not convinced it will instantly kill off dollar stablecoins in Europe, but if they pull it off, it could make a meaningful difference in SEPA payments, crypto on-ramps, and keeping more digital money flow inside the euro area. It also looks like a deliberate private-sector counterpart to the ECB’s slower-moving digital euro project—competition that might actually push both sides forward.
Bottom line: this feels like one of the more credible, bank-backed attempts yet to give the euro a serious digital-native presence. The next six to twelve months of license progress and technical milestones will show whether it stays on track or gets bogged down in the usual regulatory caution. Either way, it’s clear the banks see this as too important to leave to non-European issuers.

In the ever-volatile world of cryptocurrency, few voices carry as much weight as Changpeng Zhao, better known as CZ, the founder and former CEO of Binance. Recently, during a lively Q&A session on Binance Square in Chinese, CZ unleashed a bullish bombshell that's got the crypto community buzzing: "The altcoin season is inevitable." This statement isn't just hype—it's a nod to the cyclical nature of markets that seasoned traders live by. But with Bitcoin hovering near that tantalizing $100K rejection zone, the big question looms: Is it time for alts to wake up and steal the spotlight?
Let's break it down. First, what exactly is an "altcoin season"? For the uninitiated, it's that magical phase in the crypto cycle where alternative coins—everything from Ethereum and Solana to niche tokens like Cardano or emerging DeFi projects—outperform Bitcoin. BTC, often dubbed digital gold, acts as a store of value but lacks the smart contract versatility that powers innovation in alts. CZ emphasized this point, noting that while Bitcoin dominates now, the market won't stay BTC-centric forever. Public blockchains, dApps, and infrastructure plays will rise as adoption grows.
CZ's optimism isn't blind. He admitted short-term predictions (think the next 3-4 months) are tricky—even the U.S. President couldn't nail them down. But history shows crypto moves in waves: Bitcoin rallies pull in capital, then it rotates to alts for explosive gains. Remember 2021? Alts like SOL and ADA surged hundreds of percent while BTC consolidated. CZ sees parallels today, predicting BTC could hit $200K eventually, though he wisely avoided timelines. With BTC chilling post its recent break above $95K, that rejection at $100K feels like a setup for alt rotation.
So, R we ready for alt season? The signs are stacking up. Bitcoin dominance is dipping, a classic precursor to alt pumps. Institutional inflows are pouring in—think BlackRock ETFs and nation-state adoption. Retail FOMO is brewing too, especially with memes and AI tokens heating up. But readiness isn't just about hype; it's about strategy. Diversify beyond BTC? Check promising ecosystems like BNB Chain, which CZ subtly boosted in his talk.
R U positioned?? If not, now's the time to audit your portfolio. Look for alts with real utility: Solana's speed demons, Ethereum's layer-2 scalers, or even underdogs like ICP showing on-chain surges. Avoid the rug-pull traps—CZ himself warned that while he's not anti-meme, things are getting "a little weird" in that space. Position smart: Set entry points, use stop-losses, and allocate based on risk tolerance. Whales like Arthur Hayes are already shifting—he bought into Hyperliquid while eyeing others.
R we there, yet??? Not quite, but the fuse is lit. BTC's consolidation near $100K is the calm before the storm. Alts like DASH and ICP are already rallying 20%+, hinting at broader momentum. Solana devs are even trash-talking rivals, signaling competitive fire. If inflows hit $7T as some predict, alts could explode 600x in spots—though that's moonshot territory.
A final note to self (and everyone): Remember to take profits this time. Crypto's a marathon, not a sprint. CZ's words are a rally cry, but greed can burn. Lock in gains at milestones, rebalance, and HODL the conviction plays. Alt season's inevitable, but so are corrections. Stay vigilant, trade wisely, and let's ride this wave together. 🔥🚀

On January 14, 2026, software engineer Vincent Van Code claimed Ripple has quietly assembled a full “Wall Street kit” to attract major institutions to XRP. The stack includes Ripple Payments, GTreasury, Ripple Prime, and institutional-grade XRP custody.
Pitched at pensions, banks, hedge funds, and corporates, it provides regulated custody, treasury management, prime brokerage services, fast settlement on the XRP Ledger (XRPL), and backing from Ripple’s stablecoin RLUSD — with reserves held by BNY Mellon.
Core Components of the Stack
Ripple expanded aggressively in 2025–2026:
Ripple Payments — Real-time, ISO 20022-compliant cross-border rails on XRPL, already handling billions in volume for banks.
GTreasury — Acquired for $1 billion in October 2025. Enterprise platform for fiat/digital liquidity, cash forecasting, risk management, and stablecoin integration.
Ripple Prime — From the $1.25 billion Hidden Road acquisition. Offers clearing, financing, OTC trading, and brokerage, using XRP/RLUSD for near-instant settlement.
Institutional XRP Custody — Bank-grade solutions with MPC security, audit trails, and insurance, built via acquisitions like Metaco.
BNY Mellon, selected in July 2025, serves as primary custodian for RLUSD reserves, adding strong institutional credibility.
Van Code’s blunt take: “Excuses erased. Compliance baked in. Custody risk? Solved.” He hinted institutions are already quietly building on XRPL.
Caution: Infrastructure ≠ Proven Adoption
The post sparked excitement in XRP circles, but it’s unofficial supporter commentary — not an official Ripple statement. The company hasn’t confirmed the “kit” framing or detailed current uptake.
Analysts stress that genuine institutional adoption requires hard evidence:
Sustained capital flows into XRP and RLUSD
Higher on-chain liquidity and transaction volume from institutions
Real-world production use in treasury or settlement
Without these metrics, even the best tools remain potential, not reality. Crypto history shows infrastructure alone doesn’t guarantee demand.
The Bottom Line
If successful, Ripple’s stack could powerfully connect traditional finance and blockchain. The acquisitions and BNY Mellon tie-up demonstrate serious intent.
Still, the “Wall Street kit” is a promising narrative — the market will judge it by tangible results, not promises.

Tính đến giữa tháng Một năm 2026, Ethereum (ETH) đang thể hiện một số dấu hiệu hứa hẹn sau một giai đoạn khó khăn. Giá đã vượt ra khỏi một kênh dốc xuống kéo dài nhiều tuần, khiến nó bị kẹt trong thời gian dài. Điều quan trọng là mức kháng cự cũ khoảng 3.000 USD hiện đã trở thành mức hỗ trợ – nghĩa là giá thường bật tăng thay vì giảm xuyên qua khi chạm vào khu vực này.
Hiện tại ETH đang giao dịch quanh mức 3.100–3.115 USD và di chuyển ngang (tích lũy) ngay dưới vùng kháng cự khó khăn tiếp theo là 3.300–3.500 USD.

Bitcoin’s famous 4-year cycle has been one of the most reliable patterns in crypto history. Every four years, roughly coinciding with the halving event that cuts mining rewards in half, Bitcoin has experienced massive bull runs followed by sharp corrections. We saw explosive peaks in 2013, 2017, and 2021, each followed by 70–85% drawdowns. The mechanism was simple: reduced new supply met growing demand, creating scarcity-driven rallies.
But many now believe this predictable pattern is breaking.
Changpeng Zhao (CZ), Binance’s founder, has become one of the loudest voices claiming the classic 4-year cycle “might be dead.” In late 2025 and early 2026, he repeatedly argued we are entering a supercycle — a longer, more stable upward trend with shallower pullbacks instead of dramatic crashes.
CZ points to several powerful shifts:
Massive institutional adoption through spot Bitcoin ETFs, now holding over $117 billion in BTC
Steady inflows that reduce retail-driven volatility
Macro tailwinds: expanding global liquidity, Fed rate cuts, quantitative easing
Pro-crypto political signals in the U.S., including removing crypto from the SEC’s 2026 enforcement priority list
Growing corporate Bitcoin treasuries and long-term holder behavior
Many analysts agree the 2024 halving didn’t produce the classic pattern. Bitcoin surged to new highs earlier than expected in 2025, then entered a multi-month consolidation around $90,000 in early 2026 — behavior that looks very different from previous cycles.
Optimists highlight additional drivers: record-high global liquidity, potential inflationary policies (tax cuts, tariffs, mortgage bond purchases), tokenization boom, stablecoin growth projected toward hundreds of billions, and predictions of Bitcoin reaching $150,000–$250,000 in the coming years.
Critics, however, remain cautious. History shows Bitcoin tends to respect its 4-year rhythm until proven otherwise. Several analysts warn that the absence of a dramatic 2025 blow-off top could simply mean the real top — and the subsequent crash — is still ahead in 2026. Overleveraged positions, debt-refinancing risks, and extremely bearish retail sentiment are seen as potential triggers for a severe correction.
As of January 11, 2026, Bitcoin trades in a narrow range between roughly $90,200–$90,900, showing low volatility and neutral sentiment — a classic “coiling” pattern that often precedes big moves in either direction.
So is CZ correct? Has the regular 4-year cycle become history, giving way to a prolonged supercycle?
The evidence is mixed but increasingly compelling. Institutional capital, structural changes, and macro conditions suggest Bitcoin is maturing into a more stable asset class. At the same time, crypto’s history of brutal cycles cannot be ignored.
For now, the most reasonable stance might be cautious optimism: prepare for the possibility of a longer bull market, but never rule out the old cycle’s ability to surprise us one more time.
Whether we get a supercycle or another classic blow-off-and-crash, 2026 will likely be remembered as the year we truly tested whether Bitcoin has changed forever.

Trong một tuần đánh dấu việc Morgan Stanley nộp đơn cho quỹ giao dịch ngoại hối Bitcoin giao ngay mang thương hiệu riêng, chuyên gia tư vấn Bitwise Jeff Park đã nhấn mạnh hành động này là một trong những tín hiệu tích cực nhất đối với Bitcoin cho đến nay. Phát biểu vào thứ Tư, Park đã nêu ra ba lý do chính vì sao quyết định của gã khổng lồ Wall Street củng cố quan điểm lạc quan của ông.
Trước tiên, điều đó có nghĩa là thị trường lớn hơn nhiều so với dự kiến—ngay cả hai năm sau làn sóng đầu tiên của các quỹ giao dịch ngoại hối Bitcoin giao ngay, phân tích nội bộ của Morgan Stanley thông qua các kênh quản lý tài sản riêng của họ cho thấy nhu cầu khách hàng đủ lớn để biện minh cho việc ra mắt sản phẩm mang thương hiệu riêng.

Tính đến ngày 7 tháng 1 năm 2026, Ethereum (ETH) giao dịch ở mức khoảng 3.250–3.270 USD.
Đạt mức 4.000 USD trong tháng này sẽ đòi hỏi mức tăng khoảng 22–23% từ mức hiện tại trong khoảng ~3 tuần còn lại của tháng 1.
Bối cảnh thị trường hiện tại
ETH đã ghi nhận mức tăng nhẹ trong đầu năm 2026, phục hồi từ giai đoạn tích lũy cuối năm 2025.
Các quỹ ETF tiền điện tử Ethereum đã ghi nhận dòng tiền vào đáng kể trong những ngày giao dịch đầu tiên của tháng 1 (ví dụ: khoảng 174 triệu USD vào ngày 2 tháng 1, một phần trong dòng tiền ETF tiền điện tử tổng thể vượt quá 600–670 triệu USD kết hợp với Bitcoin).

Binance Coin (BNB), the native cryptocurrency of the BNB Chain ecosystem, continues to solidify its position as a key player in the decentralized finance (DeFi) and blockchain space. Originally launched by the Binance exchange in 2017, BNB has evolved from a utility token for trading fee discounts into a cornerstone of one of the world's most active blockchains. With its focus on high throughput, low fees, and interoperability, BNB Chain supports a vast array of applications, from DeFi protocols to NFTs and gaming. As of January 7, 2026, BNB is trading at around $913 USD, reflecting strong market confidence amid recent developments.
Recent Price Performance
Over the past week, BNB's price has climbed by approximately 6.15%, showcasing resilience in a volatile crypto market. This uptick comes on the heels of broader market recovery, with BNB outperforming several major altcoins. In the last 24 hours alone, the token has seen minor fluctuations but maintains a positive trajectory, with a monthly gain of about 2.23%. Trading volume remains robust, indicating sustained investor interest, while the market cap hovers in the tens of billions, underscoring BNB's established dominance.
This price momentum isn't isolated; it's fueled by anticipation around BNB Chain's ongoing innovations. Analysts point to key support levels around $825–$845 and resistance near $910–$920 as critical zones to watch. A breakout above $920 could propel BNB toward the psychologically significant $1,000 mark, a target echoed in recent market commentary.
Network Upgrades Boosting Appeal
A major catalyst for BNB's recent appeal is the upcoming Fermi hard fork on the BNB Smart Chain (BSC) mainnet, set to activate on January 14, 2026, at 02:30 UTC. This upgrade represents a significant milestone in BNB Chain's evolution, introducing five key Binance Evolution Proposals (BEPs) aimed at enhancing performance and user experience.
Key features of the Fermi upgrade include:
- Faster Block Times and Higher Throughput: Reducing block intervals to enable up to 20,000 transactions per second (TPS), making BNB Chain one of the fastest in the industry.
- Improved Stability and Efficiency: Enhancements to the Ethereum Virtual Machine (EVM) for better resource management and reduced latency, benefiting developers and end-users alike.
- Advanced Consensus Mechanisms: Updates to ensure smoother validator operations and minimize risks during high-traffic periods.
Validators and node operators are urged to upgrade to versions v1.6.4 or v1.6.5 ahead of the fork to avoid consensus issues. The hard fork has already sparked discussions across the crypto community, with X (formerly Twitter) buzzing about its potential to attract more DeFi projects and institutional players. For instance, recent posts highlight how the upgrade could position BNB Chain as a "high-frequency beast" in the 2026 bull market.
These improvements align with BNB Chain's 2026 roadmap, which emphasizes scalability and cross-chain interoperability. As one of the most developer-friendly ecosystems, BNB Chain has seen milestones like increased stablecoin transactions and ecosystem growth in the final weeks of 2025.
Technical Analysis: The Ascending Triangle Pattern
On the daily chart, BNB has been forming a multi-month ascending triangle pattern, characterized by a series of higher lows converging toward a flat resistance line. This classic bullish continuation pattern suggests accumulating buying pressure, often preceding a breakout. Recent price action shows an upward reversal from support near $825, breaking out of a prior descending structure and posting higher closes.
Key indicators support this optimism:
- Moving Averages: The 50-day MA is trending upward, providing dynamic support.
- RSI and MACD: Momentum oscillators indicate room for further gains without overbought conditions.
- Volume Trends: Increasing volume during upswings signals strong conviction among buyers.
If the pattern resolves bullishly—potentially triggered by the Fermi activation—BNB could target $1,000 or higher, aligning with analyst predictions. However, a failure to hold support could lead to retests around $870–$880.
Outlook and Considerations
As the Fermi hard fork approaches, BNB's combination of technical strength and fundamental upgrades positions it for potential outperformance in 2026. The ecosystem's focus on speed and efficiency could draw more users from competitors like Ethereum and Solana, especially in high-growth areas like AI-integrated DeFi and memecoins.
That said, crypto markets remain unpredictable. Investors should monitor broader factors like Bitcoin's performance, regulatory news, and macroeconomic shifts. For those holding or considering BNB, the next week could be pivotal—stay updated via official BNB Chain channels and reliable analytics platforms.