Crypto Chart Chaser

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Former Ripple CTO David Schwartz recently shared his view on why most XRP investors don’t truly believe the token can reach $100.
According to Schwartz, if investors genuinely believed XRP had the potential to hit $100, their behavior would look very different. He explained that such investors would aggressively accumulate XRP at current prices and would strongly avoid selling it below $10. The fact that XRP continues to be sold well under that level suggests that most market participants do not truly believe in the $100 price narrative.
🔑 Key Takeaways
Schwartz stated that a real belief in a $100 XRP would result in heavy buying and minimal selling below $10.Ongoing selling at low prices indicates that most investors do not expect XRP to reach $100.He avoided claiming that XRP could never reach $50 or $100, noting how unpredictable crypto markets can be.Schwartz admitted he previously sold XRP around $0.10 after assuming higher prices were unrealistic.He argued that if investors saw even a 10% chance of XRP reaching $100, low-priced supply would quickly vanish.
🤔 Why Schwartz Won’t Dismiss $100 XRP Claims
During a discussion on X, a Ripple supporter asked Schwartz to clearly state that XRP could never reach $50–$100, arguing that extreme price expectations have led some investors to financial losses.
Schwartz responded that he is uncomfortable making absolute claims about price limits. He referenced his own past misjudgments and pointed out that Bitcoin was once widely considered incapable of reaching $100. These experiences, he said, make him cautious about dismissing future price possibilities.
📉 Investor Behavior Tells the Real Story
Schwartz emphasized that if rational investors truly believed XRP had a meaningful chance of hitting $100 within a few years, they would not sell at today’s prices. Instead, buyers with strong conviction would absorb all available supply below $10.
Since this has not happened, Schwartz concluded that very few investors genuinely believe XRP has a realistic path to $100 in the near term.
He added that crypto markets are generally rational and tend to reflect realistic risk assessments. Historically, major bull runs are driven by unexpected external developments—not widely shared predictions or popular hype.
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