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Ripple CEO Brad Garlinghouse anticipates that cryptocurrency markets, including XRP, will reach new all-time highs by 2026. According to NS3.AI, Garlinghouse attributes this growth to favorable U.S. regulations and increased institutional adoption, with major companies such as BlackRock and Vanguard entering the market. Currently, XRP is consolidating around $1.90, with analysts projecting prices could rise to $8 by 2026, driven by trends in XRP Ledger and Central Bank Digital Currency (CBDC) adoption.

XRP spot ETF experienced a net inflow of $3.43 million on January 23, according to Foresight News. Data from SoSoValue indicates that the Bitwise XRP ETF was the sole contributor to this inflow, bringing its historical total net inflow to $319 million.As of the latest report, the total net asset value of the XRP spot ETF stands at $1.36 billion, with an XRP net asset ratio of 1.17%. The cumulative historical net inflow has reached $1.23 billion.

XRP's price has dropped to $1.93, despite earlier signs suggesting a possible technical rebound. According to NS3.AI, the cryptocurrency's movements are largely driven by market positioning and technical analysis, rather than any new significant news impacting the market. The absence of fresh catalysts continues to influence XRP's price trajectory.

On January 22, XRP spot ETF experienced a net inflow of $2.09 million, according to ChainCatcher. This inflow was solely attributed to the Franklin XRP ETF XRPZ, marking a single-day net inflow of $2.09 million and bringing the historical total net inflow to $293 million. As of the latest update, the total net asset value of the XRP spot ETF stands at $1.37 billion, with an XRP net asset ratio of 1.17%. The cumulative historical net inflow has reached $1.23 billion.

Ripple CEO Brad Garlinghouse emphasized a significant transition at Davos 2026, where financial institutions are increasingly integrating the XRP Ledger into global payment systems. According to NS3.AI, this development is supported by key regulatory and institutional advancements highlighted at the World Economic Forum, which positions XRP alongside major Central Bank Digital Currency (CBDC) initiatives. Market analysts are optimistic, forecasting that XRP could reach $8 by 2026 and $12.50 by 2028. However, the current price of XRP, approximately $1.90, indicates persistent market volatility.

Ripple's XRP has recently fallen below $2 as the broader cryptocurrency market experiences weakness. According to NS3.AI, the digital asset has shown year-to-date declines across various time frames. The Federal Reserve has announced a $55 billion liquidity injection beginning in January 2026, which has historically benefited Bitcoin and may similarly impact XRP. Despite ongoing macroeconomic and geopolitical tensions, some analysts anticipate that XRP could experience a surge, potentially reaching an all-time high above $5 this year, driven by spot ETF inflows and a general market recovery.

Data from SoSoValue indicates that on January 20, Eastern Time, XRP spot ETFs saw a total net outflow of $53.32 million. According to Odaily, the Grayscale XRP ETF GXRP recorded a single-day net outflow of $55.39 million, with historical total net inflows reaching $232 million. Meanwhile, the Franklin XRP ETF XRPZ experienced a single-day net inflow of $2.07 million, bringing its historical total net inflows to $290 million. As of the time of reporting, the total net asset value of XRP spot ETFs stands at $1.34 billion, with an XRP net asset ratio of 1.16%. The cumulative historical net inflow has reached $1.22 billion.

Ripple is preparing to unlock 1 billion XRP tokens from its escrow on February 1, 2026. According to NS3.AI, this release is part of a predetermined monthly schedule initiated in 2017 to ensure predictable supply management. The scheduled unlock demonstrates Ripple's continued commitment to transparently regulating the circulation of XRP.

Ripple CEO Brad Garlinghouse has subtly addressed concerns regarding the recent drop in XRP prices by engaging with social media posts that question investor anxiety. According to NS3.AI, despite XRP falling below $2 amid a wider cryptocurrency market downturn, Garlinghouse's public remarks and social media activity indicate confidence in the asset's future. He highlighted robust institutional investments, with XRP exchange-traded funds raising over $700 million. This suggests that Ripple's leadership perceives the current volatility as temporary, fostering a cautiously optimistic sentiment among investors.

XRP's recent attempt to break above the $2 mark was unsuccessful, resulting in a swift price reversal. According to NS3.AI, sellers regained control, driving the price downward and causing liquidations of recent long positions. This shift has led to a bearish short-term market structure for XRP.

XRP has seen a decrease in its value against USDT, according to recent market data. According to ChainCatcher, the current price of XRP/USDT is $1.999, reflecting a 24-hour drop of 2.91%.

According to ChainCatcher, data from SoSoValue indicates that XRP spot ETFs experienced a net inflow of $56.83 million during the trading week from January 12 to January 16, Eastern Time. The Grayscale XRP ETF GXRP led the inflows with $23.75 million, bringing its historical total net inflow to $287 million. Following closely was the Bitwise XRP ETF XRP, which saw a weekly net inflow of $18.39 million, contributing to a historical total net inflow of $310 million.As of the time of reporting, the total net asset value of XRP spot ETFs stands at $1.52 billion, with an ETF net asset ratio of 1.20% compared to Bitcoin's total market capitalization. The cumulative historical net inflow for XRP spot ETFs has reached $1.28 billion.

According to Odaily, data from SoSoValue indicates that on January 16, Eastern Time, the XRP spot ETF experienced a net inflow of $1.12 million. On the same day, only the Franklin XRP ETF XRPZ recorded a net inflow, amounting to $1.12 million, bringing its historical total net inflow to $288 million. As of the time of reporting, the total net asset value of the XRP spot ETF stands at $1.52 billion, with an XRP net asset ratio of 1.20%. The cumulative historical net inflow has reached $1.28 billion.

According to PANews, data from SoSoValue indicates that on January 15 (Eastern Time), XRP spot ETFs experienced a total net inflow of $17.06 million. The Grayscale XRP ETF GXRP led with a single-day net inflow of $7.2 million, bringing its historical total net inflow to $287 million. Following closely, the Bitwise XRP ETF XRP recorded a single-day net inflow of $7.16 million, with a historical total net inflow reaching $310 million. As of the time of reporting, the total net asset value of XRP spot ETFs stands at $1.51 billion, with an XRP net asset ratio of 1.21% and a cumulative historical net inflow of $1.27 billion.

According to ChainCatcher, Evernorth, an entity supported by Ripple, is preparing to go public on Nasdaq through a SPAC merger, with the trading symbol XRPN. The company currently holds 388 million XRP tokens.CEO Asheesh Birla stated, "The timing couldn't be more perfect, with the right regulatory environment, government support, and institutions ready to adopt." Despite a recent decline in valuations for crypto reserve companies, and many ceasing to purchase cryptocurrencies, Birla emphasized that Evernorth not only offers exposure to XRP but also manages custody, compliance, and security obligations.

XRP is flashing multiple bullish technical and onchain signals that suggest a breakout could be underway, with traders increasingly eyeing a move toward $2.80 before the end of the month.Across higher- and lower-timeframe charts, XRP’s price structure is aligning with improving spot market demand — a combination that has historically preceded sharp upside moves.Key takeawaysMultiple XRP chart patterns converge on a $2.70–$2.80 upside targetSpot taker CVD remains firmly positive, signaling aggressive buyer dominanceTechnical breakouts mirror setups that previously led to outsized ralliesXRP breaks out of falling wedge, eyes $2.70On the two-day chart, XRP broke out of a falling wedge pattern on Jan. 1 — a classic bullish formation marked by converging downward trendlines and waning selling pressure.In technical analysis, falling wedges often resolve to the upside once sellers are exhausted and buyers regain control.For the bullish scenario to remain intact, XRP needs to hold above the $2.00 support level. A sustained move above $2.40 would strengthen momentum and open the path toward the wedge’s measured target near $2.70.Crypto trader CryptoWIZRD noted that XRP spent nearly a month consolidating inside the wedge before breaking higher, adding that a similar structure in Q4 2025 preceded a 486% rally.Bull flag on lower timeframe targets $2.80Zooming into the eight-hour chart, XRP is forming a bull flag — another continuation pattern that typically signals trend resumption.Price is currently testing resistance near $2.15, defined by the flag’s upper boundary. An eight-hour close above this level would likely confirm the breakout, setting up a move first toward $2.41, then toward the flag’s full measured target at $2.80.That move would represent a roughly 32% gain from current levels.Momentum indicators support the setup: the relative strength index (RSI) has climbed to 51 from 42, reflecting strengthening bullish pressure without yet entering overbought territory.Spot taker CVD confirms buyer controlOnchain data adds further weight to the bullish case. The 90-day spot taker Cumulative Volume Delta (CVD) — which tracks whether market buyers or sellers are more aggressive — shows persistent buyer dominance since November 2025.According to CryptoQuant, market buy orders have consistently outweighed sell orders, indicating traders are increasingly willing to purchase XRP at market prices rather than waiting for pullbacks.Historically, similar surges in XRP’s spot taker CVD have preceded strong upside moves. The last comparable signal appeared in July 2025, shortly before XRP rallied more than 65% within weeks.So far in 2026, XRP is already up around 16%, reinforcing the view that demand-side pressure is rebuilding, according to Cointelegraph.Outlook: $2.80 back in focusWith a falling wedge breakout on higher timeframes, a bull flag forming on lower timeframes, and spot market demand favoring buyers, XRP’s technical structure is aligning around a $2.70–$2.80 price objective.While broader market conditions and Bitcoin’s direction remain important variables, the convergence of these three signals suggests XRP bulls are positioning for a meaningful continuation move rather than a short-lived bounce.

According to Cointelegraph, Ripple is making significant strides in expanding its regulatory presence in Europe, having secured a preliminary e-money authorization from Luxembourg's financial authorities. The blockchain payments company announced on Wednesday that it received initial approval for its Electronic Money Institution (EMI) license from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). This development marks a crucial step towards full authorization, enabling Ripple to offer regulated payment services in stablecoins and other digital assets across the European Union under passporting rules, contingent upon meeting additional conditions. Cassie Craddock, Ripple’s managing director for the UK and Europe, emphasized the importance of this preliminary approval, stating that it allows Ripple to provide essential digital asset infrastructure to clients throughout Europe. The approval, issued as a "green light letter" from the CSSF, underscores Ripple's commitment to Europe, a region where the company maintains multiple offices. Ripple operates 15 offices globally, including locations in London, Dublin, Luxembourg, Geneva, and Reykjavik. Craddock praised the CSSF's progressive approach to supervision, noting that Luxembourg is positioning itself as a leading hub for financial innovation by offering a harmonized framework and legal certainty essential for the industry. She highlighted that regulatory clarity is fundamental to institutional adoption, and by prioritizing MiCA-compliant operations, Ripple is enabling businesses in the region to embrace the next era of financial innovation. Ripple's regulatory progress in Luxembourg follows its recent achievements in the UK, where its local subsidiary, Ripple Markets UK, received EMI and crypto asset business authorizations from the Financial Conduct Authority last Friday. The company is also actively pursuing approval under the European Union’s Markets in Crypto-Assets (MiCA) framework, aiming to secure a crypto asset service provider (CASP) license in the coming months. These new licenses from the EU and the UK will enhance Ripple's portfolio of over 75 regulatory authorizations worldwide, positioning it as one of the most licensed crypto companies globally. Among these approvals, Ripple holds money transmitter licenses in 43 US states and territories, as well as authorizations in Singapore, Dubai, and the Cayman Islands, along with additional approvals obtained through acquired platforms such as Layer2 Financial and Hidden Road.

U.S.-listed XRP spot exchange-traded funds (ETFs) recorded a combined net inflow of $12.98 million on Jan. 13 (ET), signaling continued institutional interest in the token, according to data from SoSoValue.Grayscale leads daily XRP ETF inflowsThe Grayscale XRP ETF (GXRP) posted the largest single-day inflow, attracting $7.86 million. This lifted GXRP’s historical cumulative net inflows to $273 million, reinforcing its position as one of the dominant XRP investment vehicles in the U.S. market.The Canary XRP ETF (XRPC) followed, recording $2.73 million in net inflows for the day. Its total historical inflows now stand at $398 million, making it the largest XRP ETF by cumulative inflow among current issuers.XRP ETF assets approach $1.6 billionAs of the latest data:Total net asset value (NAV) of U.S. XRP spot ETFs: $1.54 billionXRP net asset ratio: 1.19%Cumulative historical net inflows: $1.25 billionThe steady inflows come amid heightened attention on XRP following strong early-2026 price performance and expectations of a more favorable U.S. regulatory environment. 

According to PANews, Kirk West, accused of stealing over $11 million worth of XRP from Nancy Jones, the widow of late American country music singer George Jones, has filed a countersuit. West claims that during their relationship, he accumulated wealth through cryptocurrency investments and is entitled to a share of the assets. West was arrested last year for allegedly stealing $400,000 in cash and over 5.5 million XRP from Nancy Jones. Court documents reveal that the two met and became romantically involved after George Jones passed away in 2013. West, who described himself as a 'cryptocurrency expert,' persuaded Nancy to invest in various cryptocurrencies, including XRP, Ethereum, and Dogecoin. Nancy expelled West from her home last year after suspecting infidelity and subsequently discovered that her Ledger hardware wallet, which stored her crypto assets, was missing from her safe. Although over 5 million XRP were recovered with legal assistance, 483,000 XRP, currently valued at over $1 million, remain unaccounted for. In his countersuit, West denies the theft allegations and asserts that he created wealth for both parties through 'multiple wise investments.' He seeks half of the cryptocurrencies, cash, and gold and silver assets they held when he left Nancy's residence last year. According to Rolling Stone magazine, these assets include $5 million worth of gold and silver and $1 million in cash. The Williamson County court records indicate that the case, filed with a private summons last October, saw its first update this week with West's countersuit.