Pundit: The Last Time Ex-Ripple CTO Said This, XRP Pumped Massively
$XRP has always been a lightning rod in the cryptocurrency world, sparking debates over its value, adoption, and market potential. Its role as both a speculative asset and a functional payment token keeps traders and investors closely watching every statement from Ripple insiders and former executives. Recently, commentary from former Ripple CTO David Schwartz has reignited conversation, with many now drawing parallels to past market behavior and speculating on a potential repeat of history. (X)=chi (R)esurrected (P)=rho highlighted Schwartzās response to a critic who claimed XRP could never reach $50ā$100. Schwartz explained that while such a surge is unlikely, he couldnāt confidently rule it out.
He referenced his own experience, noting that he once sold XRP at $0.10 because even $0.25 seemed implausible at the time, drawing a parallel to Bitcoinās early days when $100 seemed impossible. This reflection reminds the market that skepticism can be overturned by adoption and broader utility, and it immediately prompted speculation that XRP might see a surge similar to the one that followed his 2017 commentary. šXRP Price and Transaction Efficiency Schwartz clarified that his comment about XRP ānot being cheapā relates directly to usability. Low token prices increase the number of XRP required for large transactions, making payments less efficient. He said, āA low price for XRP actually makes it more expensive to use for payments and exchanges.ā By contrast, higher XRP prices streamline liquidity, reduce transaction overhead, and make the token more practical for institutional use. For example, moving $1 million at $1 per XRP requires a million tokens, while higher prices achieve the same transfer with far fewer tokens. This perspective links the tokenās market value to its functional adoption rather than pure speculation. šHistorical Precedent: December 2017 (X)=chi (R)esurrected (P)=rho shared a screenshot from late 2017 in which Schwartz made a nearly identical statement weeks before XRPās historic rally. Schwartz explained, āIt canāt be dirt cheapā¦higher prices make payments cheaper. When bitcoins were $300, moving a million-dollar transaction would move the market too much and be impractical.ā Following that insight, XRP experienced one of its largest surges in history, prompting many to suggest that a similar dynamic could be at play today. Market participants are now watching whether adoption and liquidity conditions will once again align to spark another significant rally. šImplications for Todayās Market Schwartzās comments reinforce the idea that XRPās value is tied not only to speculation but also to real-world utility. Traders and investors interpreting these insights may anticipate another sharp price increase if liquidity and usage continue to grow. Historical patterns suggest that when a fundamental principle resonates with market behavior, significant price moves can follow. As XRP evolves, the combination of practical adoption, executive insight, and historical precedent provides a compelling framework for understanding its future potentialāand why some investors are beginning to speculate on a repeat of 2017ās monumental surge.
Software Dev to SWIFT: Your Only Play Is to Work With Ripple (XRP). Hereās why
$XRP SWIFT, long the backbone of global banking communication, recently announced it is adding a blockchain-based ledger to its infrastructure. The move aims to modernize cross-border payments, improve interoperability, and accommodate the growing tokenization of assets. With more than 40 global banks connected to its network, SWIFT positions this upgrade as a step toward instant, always-on cross-border transactions. Yet, despite the technological ambition, industry observers question whether the initiative will meaningfully address the deep inefficiencies embedded in legacy financial systems. Software developer and blockchain commentator Vincent Van Code weighed in on X, arguing that SWIFTās efforts, while commendable, may already lag behind the innovation curve. He emphasized that SWIFT remains fundamentally a messaging network without liquidity, relying on fragmented forex markets and legacy interfaces. In his view, the true competition isnāt Rippleāitās the systemic limitations of traditional banking. Van Code suggested that the only way SWIFT could realistically accelerate payments efficiency is through collaboration with Ripple, which offers native blockchain solutions that directly address liquidity and settlement speed challenges.
šSWIFTās Blockchain Initiative: Progress Meets Limits SWIFTās integration of a shared ledger is designed to improve interoperability and support tokenized assets. Thierry Chilosi, SWIFTās Chief Business Officer, highlighted that the move addresses the need for faster, seamless transactions as financial markets embrace digital assets. However, the system still depends on legacy processes, fragmented capital, and correspondent banking corridors, which may limit its ability to achieve the near-instant settlement that blockchain networks deliver natively. šRippleās Edge in Cross-Border Payments Rippleās network, underpinned by the XRP Ledger, facilitates immediate settlement and provides on-demand liquidity. Unlike SWIFT, it reduces capital costs and eliminates delays caused by intermediaries. Van Code stressed that partnering with Ripple could allow SWIFT to leverage these advantages without attempting a complete overhaul of its existing systems. Such a collaboration would combine SWIFTās reach with Rippleās efficiency, creating a faster, more reliable global payments ecosystem. šThe Strategic Choice: Collaboration Over Pride The broader lesson is clear: legacy institutions must balance modernization with pragmatism. SWIFT can either attempt to develop blockchain capabilities internally or embrace partnerships that accelerate meaningful results. Van Codeās perspective underscores that the latter approach may be the only viable path to remain competitive in a world increasingly dominated by agile blockchain solutions. As global finance demands speed, transparency, and liquidity, SWIFTās blockchain initiative may signal progressābut only collaboration with innovators like Ripple can bridge the gap between ambition and execution.
š Ā Global Crypto Developments Swiss bank SygnumĀ raises over 750 BTCĀ (approx. $66M) for its market-neutral Bitcoin fund, which posted an 8.9% annualized return in Q4 2025. The UAE sees theĀ launch of USDU, the first central bank-registered US dollar stablecoin in the country, creating a regulated settlement option for digital assets. South Korea approves sweepingĀ new crypto licensing rules, expanding background checks to major shareholders and giving regulators broader authority. UK lawmakers open aĀ parliamentary inquiryĀ into proposed stablecoin rules as the Bank of England aims to finalize its regulatory regime by the end of 2026.
ā ļø Ā Critical Support Fails as Bitcoin Tests Lows Bitcoin plummeted to aĀ nine-month lowĀ near $81K, triggering over $1.7B in liquidations amid a broad market sell-off. The drop coincided with gold tumbling $400 from its record high and a sharp decline in AI stocks, pointing to a macro risk-off move. Analysts note the plunge was driven by aggressive leverage unwinding, a condition that has historically marked price bottoms. š Ā Tether Launches New Dollar-Backed Stablecoin TetherĀ has launched $USAā®, a new dollar-backed stablecoin issued by the federally-regulated Anchorage Digital Bank. Purpose-built for the U.S. market under the GENIUS Act, it represents a strategic play for institutional adoption within a clear regulatory perimeter. This move creates a distinct, U.S.-focused product alongside its global USDT stablecoin. š Ā 21Shares Lists Europe's First Staked Solana ETP Asset manager 21Shares has launched Europe's first exchange-traded product ($ETP)Ā backed by Jito-staked Solana, offering regulated exposure with embedded staking rewards. The product highlights the diverging regulatory paths between regions, as similar liquid staking tokens like JitoSOL still await approval from U.S. regulators for ETF products. š³ļø Ā SEC and CFTC Promise "Sensible" Crypto Rules A major industry-wide shift is underway as U.S. regulators move to end years of crypto uncertainty. The SEC and CFTC signaled growing consensus on "sensible" rules, while the CFTC separately announced it is drafting a new rulebook for prediction markets like Polymarket. The landscape could see a further shift with theĀ expected nominationĀ of Kevin Warsh, who holds Bitcoin-friendly views, as the next Federal Reserve Chair.
As Bitcoin breaks down through crucial technical levels, suffering one of its most significant liquidations in recent months, traditional safe havens are experiencing a historic rally. Gold's remarkable surge, adding over a trillion dollars in value in a single day, underscores a powerful move to other havens. The pressure now falls squarely on crypto's institutional and regulatory progress to provide the catalyst for recovery. Ā Market Cap:Ā $2.79T (down 6.11% over the last 24 hours)Ā Ā Fear & Greed Index:Ā 28 ā Fear, down from 34 last week Ā Dominance:Ā Bitcoin 58.6%, Ethereum 11.8%, Others 29.6% Before we jump into this weekās headlines, explore whatās trending in Best Wallet. ā° Ā Milestone Moments for Upcoming Tokens! Ā LiquidChain ( $LIQUID )Ā has now raised over $500k in its token sale, attracting over 2500 buyers. The Layer-3 project aims to unify three of the largest blockchains ā plugging into Ethereum's DeFi ecosystem and Bitcoin's capital, while utilizing Solana's speed.
XRP Exchange Outflows Surge 330% in Early January as Holders Pull Coins Off Platforms
$XRP exchange outflows jumped sharply between January 1-6 while price held firm above $2.30. On-chain data reveals holders withdrew coins from exchanges instead of selling during the rally. š XRP saw a massive spike in exchange outflows during the first week of January while price action stayed strong. Exchange outflows climbed from roughly 8.9 million XRP on January 1 to around 38.5 million XRP by January 6āa 330% increase. The surge happened right as XRP price was pushing higher, showing that holders were pulling their coins off exchanges rather than dumping them into the market.
š Price charts show XRP breaking above $2.30 in early January before settling into consolidation. Even with prices at elevated levels, outflows kept climbing. This tells us holders weren't cashing out during the strengthāthey were actually moving tokens into cold storage or private wallets. That behavior pulled available supply off exchanges right when you'd normally expect people to be selling, which helped keep prices stable after the initial pump. š The data shows XRP managed to push through a key supply zone while outflows were accelerating. Instead of creating sell pressure at resistance, XRP holders did the oppositeāthey absorbed buying demand and held their positions. This lack of distribution helped prevent the sharp reversal that often follows rapid price advances. š For crypto traders watching market conditions, exchange outflows are a key metric for gauging holder sentiment and near-term liquidity. When outflows rise alongside stable or climbing prices, it signals reduced selling pressure ahead. Fewer coins sitting on exchanges means tighter supply, which can amplify price moves in either direction. The early January XRP outflow pattern offers solid insight into how on-chain behavior supported the recent price action.
Google Gemini Predicts XRP Price for the End of 2026
$XRP Market participants entered 2026 with high expectations for the crypto market. While assets like XRP surged in early January, the broader market has notably declined. As a result, investors and analysts are increasingly looking to AI-driven tools for guidance on price projections. Weāve consulted Googleās Gemini AI for insight into XRPās trajectory. We asked Gemini what XRPās price will be by the end of 2026, and the AI tool gave a detailed breakdown. šMethodology of the Prediction To generate its forecast, Google Gemini analyzed a combination of historical price data, trading volumes, institutional inflows, and broader market indicators. The AIās assessment also considers significant regulatory and infrastructural developments that have shaped XRPās trajectory over recent years. According to Gemini, understanding the potential price range requires evaluating multiple scenarios, from conservative to highly bullish. šConservative Forecast The modelās predictions begin with a conservative or base case, which anticipates XRP closing 2026 between $2.45 and $4. This range assumes continued inflows from spot XRP ETFs and stable retail participation. Gemini noted that these factors provide a foundation for consistent demand, creating a price floor higher than what XRP has historically experienced. šBullish and Speculative Scenarios In a more bullish scenario, XRP could reach $7 to $8 by the end of 2026. This projection is largely driven by institutional adoption, including widespread integration of Rippleās USD-pegged stablecoin, RLUSD, and the use of the XRP Ledger for tokenized assets. Gemini highlights that institutional usage not only supports liquidity but also enhances XRPās utility in cross-border transactions. This factor could significantly influence its valuation. At the high end of speculative forecasts, Google Gemini identifies a potential price exceeding $27, though it emphasizes that this outcome depends on extreme technical breakout patterns and significant bullish momentum. Such scenarios, while mathematically plausible, remain unlikely under standard market conditions and would require strong coordinated activity across multiple trading venues. šBearish Outlook Conversely, the model also considers a bearish outlook, with XRP possibly falling to $0.53 to $1.14 if macroeconomic conditions worsen or if network adoption fails to accelerate. Regulatory changes or slower-than-expected uptake by banks and payment providers could contribute to this downside risk. šKey Influencing Factors Key factors supporting these predictions include the continued impact of spot XRP ETFs, regulatory clarity following the SEC resolution of litigation in August 2025, and the development of RLUSD as a liquidity instrument. Gemini concludes that āwhile XRP price projections for 2026 show potential for significant growth, investors should consider these forecasts as informed estimates rather than definitive outcomes.ā
BTC Price Faces Risk of Pullback Toward $70K as Historical Patterns Show 50-84% Drawdowns
$BTC Bitcoin consolidates near key support levels while historical cycle data points to potential downside toward $70,000, with long-term moving averages serving as critical indicators for the next market phase. š Bitcoin's recent consolidation after hitting new highs mirrors past cycles that ended in sharp corrections. Historical data shows previous drawdowns ranging from 50% to over 80%, with price ultimately finding support around the 200-week exponential moving averageāa level that's held significance across multiple cycles.
š Looking at past corrections, Bitcoin saw drops of roughly 84%, 77%, and just over 50% from peak to trough. If the current cycle follows the lighter 50% correction pattern, we'd be looking at prices around $60,000. But here's the thingāthe 200-week EMA has shifted upward to about $70,000, reflecting Bitcoin's long-term price growth and changing market structure. š What makes this different from earlier cycles? The introduction of Bitcoin ETFs in 2023 and broader institutional participation have fundamentally altered market behavior. Still, Bitcoin's holding above the zone that marked the May 2025 bottom, suggesting the floor hasn't fallen out yetāeven if downside risk remains real. š Bitcoin typically leads the broader crypto market, so these technical levels carry weight beyond just BTC. The $70,000 mark and that 200-week EMA aren't just numbersāthey're psychological and technical anchors that could trigger major moves if tested. A drop to $60,000 would fit historical patterns, but right now Bitcoin looks more like it's consolidating gains rather than rolling over into a full reversal. How price acts around these long-term supports will likely set the tone for what comes next.
Analyst: XRP Is Heading to This Support Before Major Take-off
$XRP The XRP market faced renewed turbulence after a sharp intraday sell-off reignited anxiety across the community. Price action weakened rapidly, sentiment turned visibly emotional, and trading volume spiked as sellers pressed their advantage. The sudden move placed XRP back in focus as traders now assess whether the decline represents the final shakeout before a larger recovery. Amid the heightened volatility, technical analyst CasiTrades offered a structured outlook on where XRP may be heading next. Her comments followed a widely circulated post from community member Cobb, whose Binance chart captured the intensity of the move and the frustration it triggered among market participants. šXRP Loses Support Amid Heavy Volume On January 29, 2026, XRP dropped approximately 6.3%, sliding to $1.79 USDT before extending lower. The Binance chart shared by Cobb showed a clear failure to hold the $1.79 support level, accompanied by a notable surge in trading volume. This combination signaled strong sell-side pressure rather than a brief liquidity sweep. The breakdown shifted the short-term market structure decisively bearish. As sellers absorbed buy orders at $1.79, the level flipped into resistance, reducing the likelihood of an immediate bounce from that zone.
šCurrent XRP Price Confirms Continued Weakness XRP currently trades near $1.74, confirming that the price has failed to reclaim the lost support. This positioning suggests that buyers remain cautious and that the market continues to search for a stronger demand area. The inability to recover $1.79 increases the probability of a deeper retracement in the near term. Despite the weakness, the broader structure does not yet signal a breakdown of the larger trend. Instead, price action reflects a corrective phase following earlier volatility across the crypto market. šAnalyst Identifies $1.65 as Key Support CasiTrades pointed to $1.65 as the next major support level to watch. This zone aligns with prior consolidation areas and historical demand clusters, making it a technically significant region for a potential reversal. According to her analysis, XRP may need to test this level to complete its correction before initiating a stronger upward move. Rather than framing the drop as a failure, CasiTrades described the move as a necessary reset. In technical markets, such pullbacks often remove weak positioning and restore healthier market balance. šVolume Behavior Suggests a Setup, Not a Collapse The recent decline unfolded alongside elevated trading volume, a detail that often precedes short-term capitulation. When selling pressure peaks into support zones, stronger buyers frequently step in to absorb supply. If volume tapers near $1.65, conditions could favor a stabilization phase followed by renewed upside momentum. šBroader Market Conditions Remain Critical XRPās next move will depend heavily on overall crypto sentiment. Bitcoinās direction continues to influence risk appetite across altcoins. A broader market stabilization would increase the likelihood that $1.65 serves as a launch point rather than a breakdown level. For now, XRP trades at $1.74, with traders closely watching whether the anticipated support test delivers the base needed for the major take-off CasiTrades expects.
BNB Tests Critical $825-$843 Support Zone After Sharp Pullback
$BNB has dropped into a key order block between $825.8 and $843.2, where buyers are attempting to hold the line. The next move depends on whether this support zone can trigger a reversal or if further downside is ahead. š BNB is now trading within a well-defined order block zone ranging from roughly $825.8 to $843.2 after a sharp decline. This area marks a critical support level where buyers typically step in to defend against further losses. The price entered this demand zone following a breakdown from previous structure, making this a pivotal moment for the market.
š The token previously held above a key resistance level before breaking down with significant momentum. As volatility spiked during the drop, early signs of stabilization have emerged near the lower end of the zone. This pattern suggests the market is testing whether there's enough buyer interest to stop the bleeding or if more downside is coming. š If buyers successfully hold the $825.8 to $843.2 range and push price higher, the first recovery target sits around $868.1āmarked as the value area low. Any move beyond that point would require increasing volume and sustained buying pressure above this level to confirm a genuine shift in momentum. š What happens in this zone will likely set the tone for BNB's short-term direction. A solid defense could spark a relief rally, while a breakdown would keep bearish pressure alive. For now, price is sitting right in the middle of this decision zone, making it a wait-and-see setup rather than an immediate entry point.
XRP Tests Critical $1.80 Support as Wyckoff Pattern Signals Potential Drop to $1.50
$XRP is showing signs of a Wyckoff reaccumulation pattern while testing crucial support levels. If key price zones fail to hold, the token could face increased downside pressure in the near term. š XRP is currently sitting at a technically significant level as its price movement matches a potential Wyckoff reaccumulation pattern. The developing structure hints at a possible "Spring" move that could push prices temporarily below current support. In Wyckoff methodology, this kind of shakeout tests how much buying interest exists before any real bounce can happen.
š The technical chart shows XRP moving through Phase B of the Wyckoff cycle while trading within a tight range. Price is struggling to break above a major resistance barrier, with the $1.80 mark standing out as the critical level to watch. As long as XRP stays pinned below this ceiling, the bearish scenario becomes more likely, raising the odds of further weakness ahead. š The analysis also points to a potential support breakdown that could trigger the Spring phase, with short-term bearish patterns targeting the $1.50 zone. This price level keeps appearing across different technical projections as the next logical downside target. If XRP can't defend its current support base, the path toward $1.50 becomes more probable based on the Wyckoff structure. š This setup is important because XRP often mirrors broader risk sentiment in the crypto market. A confirmed Spring below support would likely extend the consolidation phase and postpone any recovery, while weakness below $1.80 keeps downside risk alive. How XRP performs around these key levels will determine whether it stabilizes within the reaccumulation range or slides into a deeper correction.
Top Game Designer: XRP ETF Is a Paper Share. It Has No Impact On Price
$XRP The introduction of XRP exchange-traded funds was supposed to mark a defining moment for the assetās market trajectory. Many investors expected ETF demand to translate directly into upward price momentum for XRP, mirroring what spot Bitcoin ETFs achieved for BTC. Instead, recent trading sessions have exposed a striking disconnect that has reignited debate around how ETFs actually interact with crypto markets. That disconnect drew sharp commentary from Chad Steingraber, a prominent game designer and long-time XRP advocate, who addressed the issue directly in a post on X. His remarks shifted the focus away from short-term price action and toward the structural realities of how XRP ETFs function within traditional financial markets. šWhy XRP ETFs Do Not Directly Move Price Steingraber explained that XRP ETFs function as paper instruments rather than direct conduits to the spot market. Investors who buy ETF shares gain price exposure to XRP without necessarily triggering the purchase of XRP tokens on-chain or on crypto exchanges. Because of this structure, ETF activity does not automatically affect XRPās circulating supply or immediate demand.
This distinction creates a scenario where XRP can decline during the trading day while the ETF tied to it posts strong volume and inflows. The ETF reflects investor interest in exposure, but it does not guarantee corresponding pressure in the spot market. šStrong ETF Inflows Tell Only Half the Story Since their launch, XRP ETFs have attracted notable institutional interest. Per previous Timestabloid report, XRP-related ETFs have already recorded over one billion dollars in cumulative inflows, alongside consistently elevated daily trading volumes. These numbers signal growing acceptance of XRP exposure within regulated investment frameworks. For many market participants, those inflows fueled expectations of a rapid price response. The logic seemed straightforward: if capital flows into XRP-linked products, the underlying asset should rise. However, Steingraberās comments underscore why that assumption often fails. šXRP Price Action Remains Detached Despite ETF enthusiasm, XRPās price has remained under pressure. As of report time, XRP trades at $1.74, under the $2.00 level, reflecting broader weakness across the crypto market. Bitcoin trades near the $82,000 region, while Ethereum and other major altcoins continue to struggle amid cautious risk sentiment. This divergence reinforces Steingraberās central argument. ETF demand can surge independently of spot-market conditions, especially when macro uncertainty, liquidity constraints, and derivatives positioning dominate price behavior. šRethinking ETF Expectations for XRP The XRP ETF discussion highlights a broader misunderstanding around what ETFs are designed to do. ETFs increase accessibility, regulatory comfort, and market participation, but they do not automatically drive utility or spot demand. Meaningful price appreciation for XRP still depends on real usage, liquidity depth, and sustained adoption of the XRP Ledger. Steingraberās perspective serves as a timely reality check. XRP ETFs may flourish on traditional exchanges, but XRPās market price will continue to follow its own path until structural demand in the spot market aligns with institutional interest. Until then, ETF optimism and XRP price action may remain disconnected.
XRP Price Struggles Below $1.80 as $1.57 Support Zone Comes Into Focus
$XRP 's failed attempt to reclaim $1.80 has shifted trader attention to the critical $1.57 support level as downside pressure persists. š XRP is having trouble staying above water after it couldn't push back through the $1.80 mark. The daily chart shows the token stuck in the mid-$1.70s, sitting below what used to be a support level that's now acting as resistance. The inability to break back above $1.80 is telling traders that more downside could be on the way.
š The bigger picture isn't looking great either. After peaking above $3.00 earlier in the cycle, XRP has been making lower highs and lower lowsāa textbook bearish pattern. There was a quick bounce recently, but it fizzled out right below $1.80, basically confirming that buyers aren't strong enough to flip that level back into support. Since then, selling pressure has kept building without any real push back from bulls. š Right now, all eyes are on $1.57āthat's the next meaningful support zone marked on the chart. As long as XRP stays trapped under $1.80, it's probably heading down to test that level. What makes this situation a bit concerning is that there's not much in between to cushion the fall, which means a move to $1.57 could happen faster than expected. š This matters beyond just XRP itself. A lot of traders watch XRP as a bellwether for how altcoins are performing overall. When it hits major support levels, it tends to ripple through the broader market and can spike volatility. How XRP behaves around $1.57 could set the tone for whether we see a bounce or if bears keep running the show in the short term.
Solana Price Drops to $115 Demand Zone ā Can SOL Stage a Relief Rally?
$SOL Solana has pulled back to a critical demand area around $115 after weeks of decline. If this support holds, a short-term bounce could be on the horizon. š Solana's price has slipped into a well-defined demand zone after a lengthy downtrend on the four-hour chart. SOL dropped from around $130 and recently touched support near $115. This demand area could be crucial ā if it holds, there's a real chance for a relief rally after the recent sell-off.
š The bigger picture shows how we got here. Earlier, SOL saw some bullish momentum and formed a double bottom, but that eventually fizzled out into consolidation. When that consolidation broke down, the price entered a clear downtrend with lower highs and lower lows stacking up. Bears were in full control until SOL reached this current support zone. š Recent candles suggest the selling might be losing steam as SOL hangs around this support level. There's been an attempted bounce from the demand zone, which hints that sellers aren't as aggressive as before. The overall structure is still bearish, but the fact that SOL hasn't crashed through this support is encouraging for anyone hoping for a short-term bounce. š Solana often acts as a bellwether for the broader altcoin market. When SOL reacts at major support or resistance zones, it tends to influence sentiment and volatility across crypto. If this $115 area holds, it could help calm things down after the recent drop. But if SOL breaks below this level, it would confirm that the downtrend is still very much alive and kicking.
Analyst: Bitcoin, Ethereum and XRP Are Not In a Bear Market. Hereās why
$XRP Crypto expert CryptoBull (@CryptoBull2020) recently shared a unique perspective on the future of XRP, Bitcoin, and Ethereum. He noted that none of these major cryptocurrencies are in a bear market despite recent underperformance. He suggested that observers should look at gold and silver for insight into how a bull market reaches its peak. These metals have surged dramatically in recent months. Their price action provides a real-time example of strong upward momentum before a market shift. CryptoBullās commentary suggests that XRP and other cryptocurrencies can replicate his performance.
šGold and Silver Performance Gold has climbed above $5,500 per ounce. Silver recently broke the $110 level. These gains reflect sustained demand and widespread investor interest. The metals have shown significant momentum over the past few months, and investors have closely watched this rally. CryptoBull draws parallels between these traditional assets and crypto. He suggests that the patterns seen in gold and silver may be echoed in digital assets. This comparison signals that the current market could experience sustained growth and recent bearish moves are temporary. šVolatility in the Market Many cryptocurrencies, including XRP, surged in early and mid-January. Prices reached strong levels during that period. Since then, much of the gains have retraced. CryptoBullās post highlights that despite these fluctuations, the digital asset market remains active. He pointed to gold and silver as examples of how markets can experience sharp moves while maintaining overall momentum. This context suggests XRP and other major cryptocurrencies continue to hold potential, even as prices adjust after the January rally. The observations CryptoBull shared provide a clear outlook. By studying gold and silver, investors gain insight into how sustained upward trends develop. While most assets are currently struggling, he believes XRP, Bitcoin, and Ethereum just experienced a temporary dip and are not in a bear market. šWhatās Next for XRP? CryptoBull noted that trends in traditional markets offer clues for crypto. The strong performance of gold and silver suggests that XRP could continue to rise in the near term. The commentary implies that investors should monitor price levels and momentum closely. XRPās technical indicators remain favorable. Market participation continues to increase, supported by institutional and retail activity. The digital asset shows signs of healthy accumulation. CryptoBullās perspective reinforces confidence in XRPās ability to maintain strength alongside Bitcoin and Ethereum.
XRP Tests Critical $1.80 Support After Breaking 8-Year Resistance
$XRP hovers near $1.90 ($1.76) following a breakout from eight-year descending resistance, but weakening momentum has traders watching the $1.80 support level closely. š XRP is sitting at a make-or-break moment after pushing toward $1.90 and then losing steam. The token recently punched through a descending resistance line that had capped rallies since 2018āa massive technical shift that took eight years to materialize. But instead of running higher, price has started pulling back, and now all eyes are on whether $1.80 can hold.
š The chart shows XRP spent years building higher lows along an ascending support trend, creating a tightening pattern that finally resolved to the upside. The rally itself was sharp and vertical, but the follow-through hasn't been convincing. Right now, the former resistance zone that just got broken is being tested from above, and bulls are trying to defend the $1.80 areaāa level that's been acting as a 400-day support base. š If XRP slips below $1.80 and stays there for several daily closes, it could trigger an ABC-style correction scenario where the breakout turns into a touch-and-go fake-out. That hasn't happened yet, so the pullback is still just a pullbackānot a reversal. But the risk is real, and traders are watching closely. š This matters beyond just XRP. The token just broke out of a multi-year structure, and how it behaves now could set the tone for broader market sentiment. A hold above $1.80 keeps the long-term breakout alive and suggests the bulls are still in control. A breakdown below it could spark worry across the crypto market and shift focus toward defensive positioning.
David Schwartz: Many Donāt Think XRP Has 10% Chance of Hitting $100 Within a Few Years
$XRP The debate over XRPās long-term value has intensified once again, exposing a familiar tension within the crypto space: should users focus on network utility or price appreciation? As market volatility persists and speculative narratives compete with real-world adoption goals, discussions around the XRP Ledgerās original purpose have resurfaced, drawing renewed attention from industry leaders and investors alike. That conversation gained depth following a public exchange on X involving David Schwartz, Ex-Rippleās Chief Technology Officer, whose remarks offered a grounded perspective on how markets price expectations, liquidity, and probability. His comments followed a post by Panos that revisited the founding vision of the XRP Ledger as a global exchange for value rather than a speculative vehicle. šXRPLās Vision Beyond Token Price Panos argued that the true strength of the ecosystem lies in the XRP Ledger itself, not just the XRP token. He emphasized the networkās ability to host quality assets and applications that operate seamlessly in the background, effectively serving as financial infrastructure for both consumers and institutions.
In this framework, XRP and XRPL act as invisible plumbing, enabling value exchange without requiring end users to care about the underlying mechanics. šQuestioning the Role of Price Versus Spread That viewpoint triggered a response from Awesomeness, who challenged the notionāattributed to Arthur Brittoāthat XRPās price matters less than its spread. He questioned who benefits from deprioritizing price and argued that even users exploiting spreads for short-term profit still depend on XRPās value dynamics. His concern reflected a broader unease among holders who view price appreciation as central to participation in the ecosystem. šSchwartz Explains Liquidityās Central Role David Schwartz stepped in to clarify the distinction. He explained that for users who do not intend to hold XRP and only want to move valueāsuch as converting dollars to eurosāthe decision to use XRP as a bridge currency depends far more on liquidity than on price. In that scenario, deep liquidity and tight spreads determine efficiency, while the absolute price of XRP becomes largely irrelevant. šA Direct Challenge to XRP Price Expectations The discussion escalated when a pseudonymous user, āRipple is good, XRP is shit,ā urged Schwartz to publicly state that XRP would never reach $50 or $100. Schwartz declined, explaining that he felt uncomfortable making absolute claims about future prices. He pointed to his own history of misjudgment, recalling how he sold XRP at $0.10 because it seemed irrational and how Bitcoin reaching $100 once appeared impossible. šThe Probability Argument Behind Market Pricing In a follow-up post, Schwartz offered a probabilistic explanation that reframed the debate. He stated that if many rational investors genuinely believed XRP had a 10% chance of reaching $100 within a few years, they would not sell meaningful amounts at prices far below $10. Those believers would aggressively buy, quickly absorbing available supply and pushing prices higher. The fact that XRP continues to trade well below that level suggests such conviction does not exist at scale. Schwartz added that anyone claiming widespread belief in that outcome ignores how markets function. He argued that crypto prices remain largely rational most of the time, reflecting collective assessments of future value and associated probabilities. He also noted that major bull runs historically resulted from unpredictable external changes rather than widely anticipated developments. šMarket Context and Broader Implications As of report time, XRP trades below the $2.00 mark amid cautious sentiment across digital assets, while other large-cap tokens remain under pressure. These prices, according to Schwartzās reasoning, represent what the market believes today, not what could happen under unforeseen future conditions. Ultimately, Schwartzās remarks deliver a sobering message: while dramatic upside scenarios capture attention, XRPās current valuation reflects realistic, probability-weighted expectations rather than blind optimism.
Canary Capital CEO Predicts When BlackRock Will File for XRP ETF
$XRP Crypto analyst Xaif (@Xaif_Crypto) recently shared a video interview featuring Canary Capital CEO Steven McClurg, who discussed the potential for major institutions to file spot ETFs for XRP and Solana. His comments suggest that the next few years could see XRP gaining significant traction in regulated investment products. šInstitutions Moving Beyond Bitcoin and Ethereum According to McClurg, leading financial firms are already exploring options beyond Bitcoin and Ethereum. Fidelity and Franklin Templeton have entered the market, establishing early positions in digital assets. McClurg highlighted that these moves set the stage for even larger providers to consider alternative tokens. He stated, āIt wouldnāt surprise me if BlackRock files for an XRP, potentially Solana ETF sometime at the end of 2026 or 2027.ā This positions XRP as a key candidate for institutional adoption, indicating a strong interest in the token among major players.
šCompetitive ETF Landscape The ETF market is increasingly active. McClurg noted that Invesco has already filed for a Solana ETF, demonstrating that the industry is ready to expand offerings beyond Bitcoin and Ethereum. He emphasized that BlackRockās entry into the XRP market would depend on observed demand and market capitalization. He noted, āYouāve already got Fidelity. Youāve already got Franklin Templeton. So, itās not going to be a whole lot longer before BlackRock also looks at this.ā This statement signals that XRP is moving closer to mainstream institutional products. šXRPās Position in the Market XRPās liquidity and capitalization make it a prime candidate for regulated ETFs. McClurg explained that ETF providers assess tokens based on demand, size, and stability. XRPās established presence in global markets and growing adoption among institutions strengthen its case for official filings. McClurgās forecast suggests filings could occur by late 2026 or 2027. He emphasized that institutions typically require clear indicators of market interest before launching new ETFs. With Fidelity, Franklin Templeton, and Invesco already active, XRP is positioned to meet this requirement in the near term. šPositive Signals for XRP Investors The discussion points to a favorable outlook for XRP. ETF availability could attract new investors, enhance liquidity, and facilitate further adoption. Institutional backing from top-tier firms reinforces XRPās credibility as a long-term investment option. McClurgās insights indicate that XRP is gaining recognition from major financial providers. As institutions evaluate new digital asset products, XRP appears poised to benefit from increased exposure and legitimacy. Investors may view this as a strong signal of future growth and mainstream acceptance.
Hereās Why Bitcoin and XRP Markets Crashed Recently
$XRP The cryptocurrency market experienced a sharp and sudden downturn, sending shockwaves across Bitcoin, XRP, and the broader digital asset space. What began as mild weakness quickly escalated into a full-scale sell-off, erasing billions in market value as volatility spiked and liquidations intensified. Bitcoinās decline set the tone, while major altcoins followed in rapid succession, reflecting a decisive shift in market sentiment. šLarge Bitcoin Transfers Raise Market Alarm As prices unraveled, on-chain data became central to explaining the speed and intensity of the move. Crypto analyst 0xNobler highlighted a series of large Bitcoin transfers involving major exchanges and trading firms.
These movements occurred during a narrow time window and coincided with the most aggressive phase of the sell-off, prompting widespread scrutiny from traders and analysts. šBreakdown of Bitcoin Amounts Moved Blockchain data reveals Binance moved 40,467 BTC in a single transaction, the biggest transfer seen recently. Wintermute moved 12,697 BTC, while Coinbase transferred 15,630 BTC. Insider data reveals a wallet linked to Trump transferred 15,189 BTC. Additional flows included Kraken with 5,548 BTC and OKX with 7,966 BTC. Collectively, these transfers represented a substantial concentration of Bitcoin moving toward exchange-associated addresses during already fragile market conditions. šWhy These Transfers Intensified the Sell-Off Large Bitcoin inflows to exchanges often increase sell-side pressure, particularly when liquidity thins and leverage remains elevated. As these transfers surfaced, Bitcoinās price slid rapidly, triggering stop-loss orders and forced liquidations across derivatives markets. This chain reaction accelerated downside momentum, pushing prices lower at a pace that outstripped typical corrective behavior. šXRP and Altcoins Follow Bitcoin Lower Bitcoinās weakness quickly spilled into the altcoin market. XRP declined in tandem as traders reduced exposure and liquidity evaporated across major trading pairs. After struggling to hold key psychological levels, XRPās pullback mirrored the broader risk-off environment, reinforcing its historical sensitivity to Bitcoin-led market moves. šCurrent Price Action and Market Outlook As of report time, Bitcoin trades near $82,000, down sharply from recent highs, while XRP trades at $1.74, reflecting continued caution among market participants. Ethereum and other top altcoins are still struggling, with traders watching if Bitcoin can hold above key support levels. A sustained recovery in BTC would likely determine whether XRP and the wider crypto market can regain bullish momentum.
XRP Inverted Head and Shoulders Breakout Confirmed
$XRP has displayed a technical pattern that signals strong bullish potential. The crypto asset formed an inverted head and shoulders pattern on the 1-hour Binance chart. Analyst Steph Is Crypto (@Steph_iscrypto) drew attention to this setup, noting the clear breakout above the patternās neckline. šThe Inverted Head and Shoulders The inverted head and shoulders pattern shows a left shoulder, a head, and a right shoulder. The left shoulder formed as XRP dropped to around $1.87 before bouncing back. The head followed with a deeper dip to $1.82, creating the lowest point of the pattern. Finally, the right shoulder developed near $1.87, establishing symmetry with the left shoulder. Breaking above the neckline confirms the pattern. XRP surpassed the previous resistance at roughly $1.92, signaling the breakout. The chart shows a sharp upward movement immediately after this level was breached, confirming bullish momentum. Steph Is Crypto highlighted this breakout as a key signal for traders watching short-term trends.
šPrice Target for XRP The breakout indicates that the digital asset could continue to rise. Technical analysis of an inverted head and shoulders pattern typically signals a price move roughly equal to the distance between the head and the neckline. In this case, the head reached $1.82, while the neckline sits near $1.92. This suggests a potential upside toward $2.02, keeping it below the resistance at $2.4. The timing of the breakout is notable. It occurs after months of consolidation, and follows a notable pattern and a small pullback. Inverted head and shoulders formations, which often develop after a downtrend and signal a reversal. XRPās price action fits this pattern, with the recent surge confirming a change in short-term market sentiment. šWhat to Expect Analysts monitoring the pattern may use this breakout to gauge entry points. Short-term traders could consider positions above the neckline, with stops below the right shoulder at $1.87. The measured move toward $2.02 provides a clear target for potential gains. This approach aligns with standard technical strategies for trading pattern breakouts. The broader market context also favors XRP. While other cryptocurrencies fluctuate, XRPās technical structure demonstrates an actionable signal with the bullish pattern remaining intact. The breakout above $1.92 suggests that market participants are willing to buy at higher levels. Maintaining momentum beyond this point could reinforce confidence in further price advances.