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SWIFT announces a new global payment program aimed at facilitating fast and transparent cross-border money transfers for individuals and small businesses, similar to domestic payments.

This initiative was introduced on 29/01/2024 and will be implemented in multiple phases starting from 2026, with a minimum viable version expected to launch in the first half of the year. More than 40 banks have participated in the development of this program framework.

Bitcoin plummeted on Wednesday, losing more than 6% in 24 hours and at one point dropping to a low price of around 83,000 USD. The decline happened very quickly towards the end of the session, breaking through multiple support levels without receiving strong buying power immediately.

This reduction occurs when three macro risks appear simultaneously: escalating US-Iran tensions, increasing risk of a US government shutdown, and severe winter weather conditions causing infrastructure across North America to face significant difficulties.

January 2025 is about to end, but real-world asset tokens have not yet generated a strong upward wave across the board despite being one of the most prominent trends in the crypto market in 2025. The profitability of this entire sector remains quite chaotic as sharp increases and decreases are only focused on a few notable names.

In this context, a small group of notable RWA tokens has begun to stand out thanks to their level of confidence, strong position, and the technical patterns forming on the charts. As February 2025 approaches, the following 3 patterns will indicate where the areas of strength may extend and where risks are quietly accumulating.

In a press conference on Wednesday, New York Mayor Zohran Mamdani announced that the city is facing a budget deficit of $12 billion over the next two fiscal years. Mamdani primarily blames former Mayor Eric Adams for continuously underestimating essential services.

Adams quickly rebutted on social media, claiming that his tenure left a reserve fund of $8 billion. This debate comes less than two weeks after Adams launched a meme coin that caused over 60% of traders to incur losses.

The Senate Agriculture Committee passed its portion of the CLARITY Act with a narrow party-line vote, indicating that this bill on the structure of the crypto market remains very politically fragile.

The committee passed the bill with a vote of 12–11 on Wednesday, with no Democratic members in support, although Republican leadership had indicated that there had been months of negotiation.

Meme coins continue to attract attention as traders seek signs of market reversal early on. Dogecoin and Shiba Inu are showing contrasting signals, with whale activity and on-chain data drawing significant attention.

Although prices are still under pressure, more in-depth indicators suggest potential reversal points. The question arises as to whether these signals are enough to drive a genuine recovery.

Onyxcoin has just attempted to recover after being continuously sold off for most of the past month. The recent surge has helped XCN regain short-term price levels and opened up an effort to technically break out.

Although there has been this recovery, the fundamental indicators are still not strong. Many on-chain data and liquidity suggest that this breakout may be difficult to maintain, raising doubts about the potential for continued price increases.

XRP prices have continuously encountered a familiar resistance level, and finally, we understand the reason. The focus remains on the $2 level. XRP reached this level once at the beginning of January 2026, surpassing some short-term trend lines and even momentarily rising slightly above. However, the price increases have not been sustained for long. The real issue is not whether XRP can reach $2, but whether the market has enough strength to absorb the supply just below this level.

Hyperliquid, a crypto trading platform with high leverage, has just announced it will sharply reduce the number of team tokens set to be unlocked in the near future.

Token HYPE – the main token of this DEX exchange – has almost no reaction, although this move aims to slow down the token issuance rate in the short term.

Hyperliquid significantly reduces the token issuance for the team, signaling a change in supply in the market.

Sentient (SENT) has become the strongest rising currency among the top 300 cryptocurrencies today, recording a double-digit price increase and reaching a new historical peak.

This price increase was driven by SENT being listed on both Bithumb and Upbit at the same time, allowing SENT to reach more users and increasing liquidity in the market.

Sentient (SENT) reached a record high after being listed on two exchanges.

The price of Cardano enters February in a phase that is both challenging and noteworthy. January is expected to end with an increase, and ADA has now risen about 5.48% since the beginning of the month, in line with the average of previous January months. It sounds optimistic. However, this upward momentum is gradually weakening as it moves into February. In the past 7 days, the price of Cardano has dropped by about 4%, indicating more hesitation than strength.

History puts more pressure. Based on average performance, February is often a poor time for Cardano. This creates a clear contradiction: seasonal price history tends to decline, but the chart structure is gradually improving. The question is not whether Cardano is currently strong. The answer is no. The issue is whether new technical signals can overcome history.

Gen Z is not giving up on crypto speculation but is refreshing it, especially as income gets tighter after the post-2024 token cycle, causing millions of coins to enter a state of 'clinical death'.

An increasing number of young traders, with a solid crypto background, are shifting capital away from altcoins and meme coins to on-chain prediction markets.

Gen Z turns to the prediction market when the average salary is below 9,000 USD compared to the living wage

Murad Mahmudov, a well-known investor and proponent of meme coins, is facing a severe decline in the value of his investment portfolio in January. At the same time, expectations for a bull market for altcoins and meme coins remain very dim.

In addition, SPX6900 (SPX) – the meme token that makes up the largest proportion of his assets – is also facing potential selling pressure. This could pose further risks to the value of the entire portfolio.

Crypto whales are actively accumulating gold-backed tokens, with on-chain data showing a significant increase in large transactions for Tether Gold (XAUT) and Paxos Gold (PAXG).

This buying wave appears when the spot gold price continues to reach new highs, initially surpassing Goldman Sachs' target and is now approaching the new forecasts from Bank of America and Jefferies.

Crypto sharks are accumulating Tether Gold as demand for bullion in token form surges.

The price of Bitcoin has cooled down after failing to maintain above the 100,000 USD mark in January 2024. Being rejected at this level has led short-term investors to take profits, pushing BTC into a consolidation phase.

Since then, the price movement has shifted to a more stable state instead of a strong sell-off. Current on-chain and macro indicators all show that conditions are gradually improving. Investor sentiment is leaning towards a cautiously optimistic outlook in February 2024.

This week, many large companies in the U.S. across various sectors, including Amazon and Pinterest, announced layoffs.

These moves come after a year of significant job cuts, as U.S. employers have eliminated about 1.2 million positions. Notably, signals from the labor market are raising concerns about the risk of economic recession.

Many large companies in the U.S. announced layoffs in January 2026

The price of Zcash is approaching a critical moment. The technical structure is weakening, upward momentum is slowing down, and derivative positions indicate a clear downward trend. Currently, about 15 million USD is being bet on the downward direction on Zcash perpetuals, indicating growing confidence that a crash could occur.

At the same time, only one group is quietly active. The 'super whales' are accumulating more Zcash while most others are on the sidelines. The current question is whether the price will continue to plummet or if there will be a surprising reversal contrary to market predictions.

Although Bitcoin's price drop of 23% forced many large companies to liquidate, Elon Musk's Tesla and SpaceX remain steadfast in not buying or selling in the fourth quarter of 2025.

Tesla announced its fourth quarter and full year 2025 financial results at the end of trading on Wednesday, January 28, 2026. The earnings report was published on ir.tesla.com, followed by a call/webcast hosted by Elon Musk and Chief Financial Officer Vaibhav Taneja, discussing the business results, Bitcoin write-downs, automation plans, and many other issues.

In 2025, most crypto tokens listed on major exchanges struggle to maintain positive price performance, regardless of which exchange they are listed on, the outcomes are not very promising.

This result has sparked debate about whether the traditional buy-and-hold strategy is still relevant in today's crypto market.

Binance, Coinbase, or DEXs: listings in 2025 face challenges on all fronts

Pi Coin's price continues to drop sharply in recent days, exacerbating the overall market losses. This decline is bringing this altcoin closer to a new historical low.

Weak demand and declining interest from investors remain factors weighing on price movements. The current situation shows that confidence in the market is very fragile as selling pressure is still high.

Retail investors holding Pi Coin are not optimistic