PAMZY911

Stablecoins are the rebirth of USD. Built for global use and designed with top tier technology and earning potentials.
As we can see the USD is slowly falling apart while stablecoins are steadily rising.
Let’s take a look at the rate of USD to POUND.
1 USD = €0.84
This shows us how much the USD has fallen due to inflation.
Meanwhile Stablecoins has been showing significant growth since 2020 and here’s the data for it👇

~ 2020 stablecoins market’s cap was at $20 billion.
~ 2021 stablecoins market’s cap was at $150 billions.
~ 2022 stablecoins faces a huge market crash due to Terra/UST collapse which puts the market’s cap at $141 billion.
~ 2023 stablecoins was having no growth due to the Terra’s crash situations but the market’s cap still manage to hold higher than 2020 with estimated value of $128 billion.
~ 2024 stablecoins market’s cap surges above the loss from two years ago, which puts the market’s cap at $194 billion
~ 2025 was the year stablecoins started having a structural change fundamentally grounded for global adoption which helps the market’s cap goes up to $283+ billion.
~ As of January 2026 stablecoins market’s cap was at $312 billion.
These growth rates shows how fast stablecoins is becoming and stablecoins currently has more than 220 million holders.
But what’s the real advantage of stablecoins?
The real advantage of stablecoins comes from the yield generation and decentralization mechanism.
And the higher stablecoins price increases the more it helps your APY/APR.
For those who doesn’t have idea what APY or APR means:
• APY means the (Annual Percentage Yield) of your stablecoins yields it can be 10% or higher than that which you can also get more than that it depends on your chosen coin.
• ⁠APR means the (Annual Percentage Rate) you’re getting from the yield you chooses it can also be 10% or more than that it also depends on your choice.
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And the disadvantage of what stablecoins only depends upon your staking limits.
Stablecoins are the coins that don’t go higher than $1. The ones thats goes beyond $1 are the algorithmic stablecoins which are very risky.
Here Are The Three different Stablecoins you should know:
1. The Flat-backed stablecoins which are the USDT and USDC apparently designed to be at $1 and the lowest it can go is $0.98-$0.97.
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2. ⁠The Over-collateralized which are the Decentralized Autonomous Stablecoin (DAI) is a decentralized stablecoins created by the MakerDAO which is pegged to be $1 and it’s backed by $ETH , $BNB $USDC etc.
3. ⁠The Algorithmic stablecoins which can actually go above $1 to $1.20 or more.
And here’s how a 10% APY works for $10,000 on the three types of stablecoins we’ve.
• A 10% APY of $10,000 on flat-backed USDT or USDC will earn you approximately $11,046.
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• ⁠A 10% APY of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,046.
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• ⁠ A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Here’s how a 10% APR works for $10,000 on the three types of stablecoins we’ve.
• A 10% APR of $10,000 on flat-backed USDT or USDC will earn you approximately $11,000.
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• ⁠⁠A 10% APR of $10,000 on crypto collateralized (DAI) will ⁠earn you approximately $11,000.
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• ⁠A 10% APY of $10,000 on algorithmic stablecoins will earn you approximately $11,046.
Those are the core necessities of how stablecoins works the higher you invest the higher you earn.
Now let’s dive into today’s stablecoins news.

Earlier today Tether launched USAT which is a US-regulated, dollar backed stablecoin built for the American market.
Looking at this new launch $USAT it will be the next USD for the American currency which will happen in less than 10yrs time.

Under today's fresh market of stablecoins Tether and Circle controls ~87% of the stablecoin market.
~ USDT alone sits at ~62% markets share
~ USDC adds another ~25%
~ Top yield bearing stablecoins together are ~6%
Honestly the yield bearing needs to move above 6% to around 10-15% for a good cryptography to deliver freedom of earnings to massive holders and which helps even more people to believe in it.
Because right now stablecoins and tokenized assets are the voice of the crypto chambers.
Will stablecoins control the world currency by 2030 the question will be answered.

Cryptocurrency has been evolving for more than decade ago with a nonstop growth and technology revolutionaries. What actually changes in today’s crypto is how it works perfectly for everyone.
Today I’ll explain the basics of BNB CHAIN, SOLANA AND STABLECOINS.
Binance smart chain:
Back to 2017 when $BNB came into existence it was meant to be used as payment option for trading with discount applied. But today #bnb has evolved into a full layer-1 ecosystem asset.
What today’s BNB chain looks like;
The BNB chain is currently moving forward into a phenomenal future with the Supporting of RWAs and Stablecoins and market prediction.

- January 2026 stablecoins market cap on BNB Chain crossed $15B.
- January 2026 RWAs on BNB chain hits $3B in disturbed assets value with the count of 200+ real-world assets.

- January 2026 prediction markets (dune.com) on BNB chain surpassed $20B in cumulative volume.

- January 2026 BNB chain is the third highest multi-chain tokenized stocks with over $135M in total volume.
Solana:
Back to 2017 when $SOL came into existence it began with fast, low-cost blockchain but today solana fundamentals has gross into a very high structured ecosystem that delivers DeFi, NFTs, payments, gaming and large scale web3 dApps.
STABLECOINS:

Stablecoins are becoming the most valuable and productive commodity in crypto.
As of late January 2026 stablecoins market cap reached around $309 billion and the transaction volume hits $33 trillion in 2025

Last year stablecoins issuers ($ETH ) earns around $5 billion in revenue from yields on assets like USDT, which leads at $187 billion and the USD coin has $72 billion.
This phenomenal growth points out the highest yield-bearing stablecoins that hits $5 billion under a year
- Sky’s (sUSDS)
- Ethena’s (sUSDe)
- World liberty financial’s (USD1)
The stablecoin layer-2 networks like Base hit a record of $5.2 billion in supply. While stablecoins B2B payments topped $230 billion last year and its mostly used in ASIA.
This strong signal could fuels the essential infrastructure for payment and tokenized assets.
People should start buying more stablecoins with their self-custody wallet and get yield generation on it. This help you generate more income without having to deal with market manipulator.
Just remember in the next 5-10 years cryptocurrencies will give the world the freedom it deserve and help the world erase inflation the future is now let's build it.

The @Plasma ecosystem is turning stablecoins from being transparent transfers into confidential transfers.
Stablecoins are used for real-world financial activities like, payroll, business transactions, settlement and cross-border flows. But all on-chain transactions are fully in public, exposing user’s balances, counterparties and transactions details.
This issue has been limiting stablecoins adoption rates but plasma confidential system is aims to enable
- Users transfer will be hidden, the amount and the recipient addresses
- Encrypted ⁠memos for reference data
- Users will have access to private balance that can be received or sent without exposures.
- Selective disclosures using verifiable proofs when needed.
Plasma is built with deep liquidity from day-one.
If you’re building on plasma ecosystem you’ll have access to deep cross-chain liquidity at CEX-equivalent pricing
Plasma is one of the best stablecoins ecosystem that offers zero-fee for USDT transfers and a custom gas token $XPL
They help the world realize the importance of stablecoins and also enable permissionless access to financial services for everyone and anywhere around the world.
Plasma’s global payment coverage and inbound of products position suited as the native chain for all stablecoins payment.
The #Plasma architecture helps combines a high-performance consensus layer with the use of Ethereum’s EVM execution model and a trust-minimized bitcoin bridge. This module design provides developers the necessary tools they expected from Ethereum, which also came with high-performance and interoperability that are designed for stablecoin-scale applications.
At its core @Plasma uses PlasmaBFT, it’s a pipeline that was implemented for fast Hotstuff as its consensus layer.
The PlasmaBFT is built for handle block sequencing and their finality
While the RETH is built to handle state transition, transactions, execution and EVM logic.
#Plasma uses RPC provider to ensure low-latency and a high uptime connectivity for building and deploying applications and protocols.
Take note: plasma’s public RPC endpoint is rate-limited for users and it’s not intended for production purposes or sustained workloads.

Over 8 years @Dusk has been pioneering high privacy technology, that allows users to choose transparent transfer when openness matters or confidential transactions when privacy is required.
Users compliance is still possible through selective disclosure.

@Dusk came alive through DuskEVM, which gives users full access to dApps that power real on-chain markets and also allows them to invest in tokenized RWAs like MMFs and others.
Building on #dusk is very simple-because most builders will deploy on DuskEVM, using the standard solidity tools with optional privacy via (HEDGER) which stands as their privacy module.
For specialized, protocol-level use cases DuskDS contract offers with deeper control at the settlement layer using RUST.
Late 2025 over 200M $DUSK was staked, that’s ~36% of the total supply securing the network and earning rewards.

The reason why @dusk preferred native issuance is that general tokenization just adds a blockchain layer on top of old financial systems but the assets still lives off-chain, the friction stays and the intermediaries also stay.
But native issuance is way more different because when users assets itself are issued on-chain everything changes
- The trade settlement becomes instant.
- Ownership is from the direct users
- Cost drops no middlemen allowed
- Market works 24/7 globally
- Users rules, payout and transfer are all automated by code.
In most cases regulators don’t have issues with privacy as a concept, the problem only comes from privacy systems that can’t be audited. Which is the reason why many “privacy coins” end up in the crosshairs of regulators.
In real financial markets privacy is required and it’s audited which $DUSK has delivered in terms of privacy.
DUSK enables compliant privacy via selective disclosure, so user’s transactions can be confidential and still auditable when required.
This stands as the basis necessary things to bring financial markets on-chain in line with regulations.
The dusk ecosystem also delivered a confidential payment between institutions and delivery-versus-payment (DVP) system for settlement of tokenized assets.
Users will have to ability to access self-sovereign identity and control; it’s a permissions venues where access is controlled via verifiable credentials and compliance checks enforced in smart contracts instead of manual back-office processes.
Hedger Alpha is now live on DuskEVM testnet. A confidential transaction for privacy-preserving payments that keeps user’s balance and amount hidden.

As it has been KYC (know you customer) is not implemented at the base layer but @Dusk in-corporates digital identity has included it to there part of solution and there protocol. KYC is dusk subset of the broader digital identity framework.
But users have the option to attach their digital identity to a KYC provider, which enables them to access services that require KYC.
But however users can also choose not to undergo KYC and still utilize #dusk for certain services that do not require it.
While some worry that transfer between $DUSK wallet might necessitate KYC, the use of DUSK and its decentralized applications (dApps) that regulator don’t directly oversee
For example stock exchanges, it can be done without mandatory KYC and however accessing any services requiring KYC would be restricted.

The @Plasma payment is funded by their foundation, which covers users gas costs.
You don’t need to be holding $XPL also you don’t need to pay upfront for gas costs. While sending USDT.
Remember #Plasma system doesn’t mint or reward anything, the subsidies are;
• User will have access to transparent and reliable
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• ⁠Users spent only when real USDT transactions are executed.
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• ⁠Users funds will be controlled by verification and rate limit will be applied.
@Plasma also ensures that future upgrades could enable gas-based validator revenue to fund the system, but the initial rollout is directly supported by plasma foundation.
The reason why this matters is that stablecoins transfer are the core use case on plasma. But fee friction usually limits the adoption rate more especially in high-frequency or low-value flows.
By offering fee-free USDT transfers as a chain-native feature. Plasma will be able to improve UX without wallets needing gas tokens, they will also enable smart contracts for higher stablecoins adoption in the emerging markets.
Plasma is also making stablecoins flows viable for messaging micropayments and commerce services.
This specific system works without breaking the EVM standards, and will never require a new wallet or introducing hidden complexity to users.
Here are some necessary part of Relayer API on plasma ecosystem and how to use them before integrating with the relayer API, users will need:
1. API key - contract the plasma team to obtain users unique API key.
2. ⁠Server-side implementation - all API calls must be made from your own server. (FYI) never expose your API keys to client-side code)
3. ⁠EIP-712 signature capability - developer applications must be able to generate valid EIP-3009 and authorization signatures.

Dusk's Unique Approach
$DUSK provides a unique solution that combines privacy and compliance through the use of zero-knowledge cryptography. This means that transactions conducted on the Dusk network are private, while also being auditable by the relevant authorities through provable encryption. Dusk's protocol ensures that transactions are both secure and transparent, striking a balance between privacy and regulatory requirements.
The Inner Workings of Dusk's Protocol
Users can select a user key, which is used to encrypt the transaction payload. The user key is then encrypted using the auditor key, ensuring that only the auditor can decrypt it. Through zero-knowledge proofs (ZKPs), users will also have the privileges to demonstrate the auditor key which was utilized for encrypting the user key and that the transaction payload adheres to all the rules. This innovative approach combines privacy, digital identity, and encryption to ensure compliance.
Digital Identity and Compliance
The #dusk ecosystem recognizes the importance of digital identity and compliance within the EU's regulatory framework. @Dusk are actively working on their European Union Digital Identity (EUDI) ambitions, leveraging Citadel as the underlying technology. This strategic approach positions Dusk well within the regulatory landscape, providing a pathway that is more favorable compared to other crypto companies. $DUSK s using privacy, a digital identity solution, a proxied license, and 2 custom-made transaction models to be compliant.
Regulatory Clarity and Real-World Use Cases
The approval of comprehensive cryptocurrency rules by EU legislators brings much-needed regulatory clarity to the crypto industry. For years, Dusk has been preparing for such regulations, and the introduction of these rules aligns with their predictions. #dusk believes that regulatory clarity is crucial for the broader adoption of blockchain technology and the realization of its potential for real-world use cases.

Throughout December @Plasma focused on the fundamentals that will compound in Q1, expanding distribution through real integrations, shipping the first version of Plasma One internally, and hardening the chain.
This update covers what Plasma shipped in December and what they are building toward.
PLASMA December numbers
30+ exchanges support USDT on Plasma, 8 added in December
Daily CEX USDT transactions: ~5k post launch to ~40k today
Unique daily CEX wallets: ~3k post launch to ~30k today
Stablecoin supply: ~$2.1B, DeFi TVL: ~$5.3B, incentives down 95%+ since launch
New integrations shipped: Bridge, ZeroHash, Shift4, Etherscan, Kraken, Hadron by Tether, among others
#Plasma One internal beta live with >30 users across 15 nationalities, ~100 daily transactions, ~$10k daily spend volume
Expanding Distribution
December was Plasma strongest month yet for new distribution partners. This work compounds over time. Each integration makes Plasma easier to access, deepens liquidity, and increases the number of real world paths into Plasma One and other products.
Institutional payment rails
Since the last update of plasma integrations with Stripe’s Bridge and ZeroHash. These give builders better primitives for the last mile of stablecoins and give plasma a direct path to onboarding more fintechs and merchants onto Plasma.
@Plasma is also integrated into Shift4’s newly launched stablecoin settlement platform. Shift4 serves 200k+ merchants globally across 75 countries and processes over $260B in annual payments volume, and their new product lets merchants opt into settlement in stablecoins like USDC and $USDT across networks including Plasma.
Plasma is also onboarding additional payments partners behind the scenes. which they will share more details as these move from signed to live in production in the next quarter.
Exchange coverage and liquidity
USDT integrations on exchanges, and onboarding market makers, continue to be a compounding flywheel. In December Plasma added USDT support on Kraken, Cryptocom, and Paribu, alongside 5 additional regional exchanges.
Over 30 exchanges now support USDT on Plasma, including global leaders like #BİNANCE , OKX, and Bybit, and regional venues across MENA, LATAM, APAC, and North America. At this point Plasma has USDT exchange coverage on par with the largest networks that have been around for multiple cycles, which makes it simple for users to move USDT onto Plasma and into products on the network.
Across most of these venues, Plasma is consistently among the lowest cost paths for USDT transfers, with a median transaction fee of $0.001.

Transfer volumes are down across the industry right now. Even in this environment, USDT activity coming from exchanges is still growing on Plasma. Average daily CEX sourced USDT transactions are up from ~5k post launch to ~40k today, and average daily CEX sourced unique wallets from ~3k to ~30k. Low fees and broad exchange availability are doing what they should, pulling more users and more flow onto Plasma despite lower market activity.

DeFi stability
Since mainnet launch Plasma cut incentive spend by over 95% and narrowed incentives to a smaller set of the highest impact partners. The DeFi ecosystem is the base credit and liquidity layer for Plasma One and for every builder using Plasma. the ecosystem was fortunate to work with some best, including Aave, Fluid, Euler, Pendle, Ethena, Maple, and others.
Despite the incentive reductions, stablecoin supply has remained consistent at ~$2.1B and DeFi TVL at ~$5.3B, ranking Plasma as the 6th largest chain. Yields in the ecosystem are now largely organic, and this matters directly for Savings and Earn experiences in Plasma One.

Ecosystem launches
Two of the Plasma native teams, Axis and Daylight, are getting close to public launch and have recently come out of stealth.
Axis is building a synthetic dollar protocol that targets yield via cross CEX arbitrage, one of the largest real yield sources in the market that has historically been limited to professional market makers. They recently announced a $5m raise led by Galaxy, with participation from OKX, Maven11, GSR, and others. $XPL worked closely with the team from day one. They’re high calibre operators who’ve run this strategy for years and are now turning it into a product anyone can access.
Daylight is building a decentralized energy protocol that issues a yield bearing asset to finance energy infrastructure and deliver sustainable yield to holders. They raised $75m led by Framework, with participation from a16z, Coinbase Ventures, and others, and are getting close to public launch.
Several more teams building natively on Plasma are nearing public launch.
PLASMA also shipped new integrations across infrastructure, applications, and assets, including Hadron by Tether, Masspay, EURØP, LocalPay, Cobo, Oobit, Basal Pay, AliX Pay, Mudrex, DFNS, Blockradar, and others. These widen the surface area of places stablecoins can move into and out of Plasma, and reduce friction for new products to launch on top. Etherscan now also supports Plasma at plasmascan, making it easier to build on Plasma and track activity on the network.

Distribution is only valuable if it translates into a product people actually use. Plasma One is how they turned that distribution into everyday utility.
BUILD ON PLASMA... BUY $XPL

$DUSK has been pioneering privacy tech for 7+ years.
The ecosystem allows users to choose transparent transfers when openness matters or confidential transfer when privacy is needed.
All this happens while compliance is still possible selectively disclosed.

The usefulness of DuskEVM
DuskEVM is where @Dusk ecosystem comes alive.
Users get access to dApps that power real on-chain markets and invest in tokenized RWAs, like MMF and more
When to use DuskEVM
Developers are allowed to use DuskEVM for almost all applications-level use cases.
• DeFi protocols, AMMs, lending and real-world assets RWAs
⁠• ⁠NFTs and Gaming
⁠• ⁠Apps that expect an EVM environment such as tooling, libraries and infrastructure.
Developers will also get the privilege to use these tools
- A familiar language and toolkit such as (Solidity/Vyper, Hardhat/Foundry, etc.)
⁠- ⁠$DUSK as their native gas token.
- ⁠Privacy and compliance features via the underlying DuskDS architecture and hedger protocol.
The usefulness of DuskDS
Developers are allowed to use this toolkit when necessary.
• It can be used for protocol-level control on the settlement layer.
⁠• ⁠Delivers direct interaction with the DuskDS transaction model
• ⁠Specialized contracts can run next to consensus protocol.
Typical examples include:
- genesis/ protocol contracts such as transfers and staking
- ⁠Low-level infrastructure contracts
- ⁠Experiments that need direct access to the DuskDS VM and its unique features.
Building on #dusk is simple
Most builders will deploy on DuskEVM, allowing them to use standard solidity tooling with optional privacy via hedger which stands for Dusk privacy module.
For all specialized, protocol-level cases DuskDS contracts offer deeper control at the settlement layer using RUST.
Why is @Dusk bullish on native issuance?

General tokenization just adds a blockchain layer on top of old financial systems.
The asset still lives off-chain.The friction stays.The intermediaries stay.
But Native issuance is different,
When users assets is issued on-chain everything changes:
• Trade settlement doesn’t need days it settles instantly.
⁠• ⁠Ownership comes directly doesn’t need custodial.
• ⁠Costs drop as middlemen disappear
• ⁠Market runs 24/7 globally
• ⁠Rules, payout and transfers are automated by code.
That’s exactly what @dusk is building...Buy the token $DUSK

Stablecoins are already a better way to move and hold value. What’s missing are products that make them usable in everyday life, without users needing to understand any of the infrastructure underneath.
@Plasma One is where the solution came from. It’s the ecosystem first and flagship product, and it’s the forcing function for everything else they do. Plasma prioritize protocol work, integrations, and compliance, which became successful with Plasma One in mind, because building the product forces the platform to meet real world requirements. The result compounds across the ecosystem, the same rails, primitives, and reliability upgrades power every product built on Plasma.
Plasma Internal rollout
Plasma One is now live internally and being used daily across the team, and across the world. The goal of this phase is to pressure test the core flows in real conditions, surface edge cases quickly, and iterate aggressively.
Plasma Internal beta snapshot
>30 active internal users across 15 nationalities
~100 daily transactions
~$10k daily spend volume
The main areas #Plasma focused on right now are
Reliable onboarding across a wide set of user profiles and geographies, driving time to onboard down to minutes while keeping users success rates higher-end
Extremely reliable card spend across real world scenarios, including authorizations, declines, and recovery paths, since failed transactions break trust immediately and drive churn
Plasma Payments backend and rails
The hardest part of making Plasma One work at scale is connecting a self custodial stablecoin account to the payment rails people use every day. Every team building around stablecoins runs into the same constraint. We’re investing heavily in the payments infrastructure to solve it not only for @Plasma One, but as a broader stack that merchants, fintechs, and builders can rely on for stablecoin settlement.
Most stablecoin neobanks today are thin wrappers on one or two providers. They inherit the limits that come with that: coverage gaps, fragile reliability, poor economics, and slow iteration.
Plasma is taking the opposite approach. They are building a modular aggregator across the best crypto, payments, banking partners and internal infrastructure so it can optimize fees, coverage, settlement times, and reliability market by market, without rebuilding the product each time.
#Plasma already announced one card issuing partner, Rain, and one orchestration partner, Bridge. They are now onboarding an additional issuing partner and two more orchestration partners. Over time we’ll make deliberate regional additions, combining global breadth through large partners with regional depth through specialized ones. PLASMA infrastructure is built for this modularity from day one.
Building this well means doing a lot of hard, unglamorous work. Licenses, regional banking relationships, and infrastructure that works globally. In December plasma onboarding with their first banking partner, submitted an application for a key foundational license, and started work with our legal and compliance team in a major region Plasma also focused on for the initial rollout all of 2026.
PLASMA can’t share details yet until things are finalized. But this work is a critical step in making Plasma One truly global, with the coverage and reliability users expect from a modern bank, and in making the same rails available to external merchants, fintechs, and ecosystem builders over time.
PLASMA teams are getting close to the external private beta of Plasma One and expect to start opening access gradually over the coming weeks.
The hardening of plasma Chain
The first ~2 months post mainnet were about fast follows and fixing what production surfaced. That work is now largely behind us. The codebase is in a more mature place, and PLASMA are intentionally slowed new feature work until the foundation was strong.
What plasma shipped in December
Support for dynamic committee membership
Foundational for validator decentralization and future $XPL staking. Also required for some of the larger payments and tradfi partners they are working with. Plasma ensures to continue this work in Q1 as its expand the validator set.
Plasma Expandation testing and automation
Plasma pushed a testing coverage significantly further. Most issues the ecosystem is encountering now are coming from the upstream execution layer, not their consensus and protocol code. In Q1 plasma vow to go deeper on the execution layer and contribute more actively to Reth.
Plasma P2P networking enhancements
Meaningful progress on scalability and peer discovery. This unlocks anyone being able to run a non validating Plasma node without special treatment or manual whitelisting.
Geographically distributed validators
Well underway and continuing into Q1. Reduces correlated failure risk and improves resilience as the network scales.
Most of this work isn’t directly visible, but it’s what reduces the risk of downtime and incidents. It’s what turns a working chain into institutional grade infrastructure.
In Q1 PLASMA is push the remaining reliability work fully into production and are going deeper on the execution layer. With the foundation now in the right place, plasma will also continue to go deeper on privacy. Privacy is the protocol primitive they are most excited about because it expands what Plasma One, and any wallet, exchange, or payments partner building on Plasma, can safely offer users at scale.
LET'S CONTINUE TO BUILD ONE PLASMA TOGETHER. BUY $XPL TODAY