💥 Principais estimativas de preços no final de 2026 📈🤑
📊 BTC US$ 150.000 – projeção de bancos como Standard Chartered e Bernstein como alvo base para o ano.
💹 Entre US$ 150.000 e US$ 200.000 – intervalo citado por vários analistas e casas de pesquisa como plausível cenário de alta.
🚀 Até US$ 230.000+ ou mais – cenários mais otimistas indicam possibilidades acima de US$ 200 k caso a adoção institucional cresça, ETFs continuem fortes e o sentimento de mercado melhore.
📉 Preço lateral ou mais baixo (~US$ 70.000–US$ 100.000) – cenários neutros ou de correção técnica que consideram possíveis retrações ou mercados mais estáveis.
📊 Por que as projeções são tão diferentes?
🔹 Adoção institucional vs ciclos clássicos: Alguns analistas acreditam que o Bitcoin está entrando em uma nova “era institucional”, com ETFs e grandes investidores influenciando mais o preço do que ciclos de halving tradicionais.
🔹 Cripto volatilidade: Outros modelos consideram que ciclos e correções ainda dominam os movimentos de preço, deixando espaço para quedas ou lateralizações em 2026, antes de possíveis novas altas.
🔹 Macro e ETF flows: Fluxos de fundos negociados em bolsa (ETFs) e políticas monetárias globais são fatores importantes que podem impulsionar ou segurar o preço.
🧠 O que especialistas geralmente destacam 📍 Alta probabilidade de recuperar níveis acima de US$ 100.000 em 2026, segundo várias casas de pesquisa.
📉 Riscos de correção ou mercados laterais persistem, especialmente se o apetite por risco diminuir globalmente.
⚖️ Maior incerteza e intervalo amplo de cenários significa que ninguém sabe exatamente onde o preço vai terminar, e as previsões devem ser vistas com cautela.
Analysis firms and analysts in the cryptocurrency sector reinforce the thesis that Bitcoin could fall to U$ 30 million dollars if political, military, and economic tensions continue. After all, are you buying or waiting for a bigger drop? 🙄😬
Bitcoin in endless decline, public accounts in the red, Selic with no deadline for reduction, but what matters (from the perspective of the leftists) is that everything is wonderful and that in a few days it will be carnival. As Julius Caesar said: "Give the people bread and circuses, and they will never revolt."
The cryptocurrency market began 2026 with more constructive signals, according to Itaú BBA. After the declines recorded in October and November of last year, the firm notes that December brought a significant recovery for Bitcoin (BTC) and other cryptocurrencies, reducing the immediate risk of breaking price support levels that could signal the start of a bear market.
With this, the bank assesses that the start of 2026 is occurring in a lower systemic risk environment, although selectivity and attention to technical levels are still required. According to the bank, the current moment favors more tactical strategies, with a focus on well-defined entry points, especially in the short term, as the market seeks to consolidate the recovery initiated at the end of 2025.
🔹Moderately optimistic (institutional base) Banks and analysts like Standard Chartered and Bernstein point to a target around $150,000 by the end of 2026, after revising previous higher projections.
Technical variations suggest possible targets in the range of $130,000 to $163,000 if the market consolidates below important resistances. #$BTC
Brazil accumulated approximately R$ 3,98 trillion in taxes during the year 2025, compared to the year 2024 when Brazil collected approximately R$ 380 billion more considering the total federal, state, and municipal taxes recorded by the Impostometro of ACSP.
The total growth was about 10.56% in nominal terms.
December 31, 2025, the last day of the year this shows that even having many highs and lows we have made it here alive and whole, a piece of advice to today's youth: do your part, run for what is right and always be in communion with God! I wish that 2026 is an excellent year for all of us 🗿🍷
2026 is already here and you are keeping an eye on the market movements for the future 🤑📈 or are you hesitating in doubt 🤔. After all, have you made your choice of which will be your favorite crypto of 2026 🥴 #BTC #Ethereum
By 2026, Pix will undergo a phase of massification of new technologies launched in 2025 and a tightening of security and traceability rules to combat fraud.
The main confirmed changes and trends for 2026 include:
1. Massification of Pix by Proximity
After the gradual rollout that began in February 2025, Pix by proximity is expected to achieve full scale in physical retail by 2026. The goal is to make the payment experience identical to that of credit/debit cards at terminals, eliminating the need to open the bank's app and scan a QR Code.
2. Consolidation of Automatic Pix
Launched on June 16, 2025, Automatic Pix will be a consolidated alternative to traditional direct debit in 2026. It will allow for recurring bill payments (electricity, water, tuition, condos) with greater control for consumers and lower costs for businesses.
3. Installment Pix (under definition)
Although expected by the end of 2025, the official Installment Pix (standardized by the Central Bank) may see its use expanded in 2026 as a strategic credit alternative for those without credit cards. This option will allow for splitting purchases directly through the Pix platform.
4. Enhanced Security and Traceability
Combat to "orange accounts": The Central Bank will deepen the rules of the Special Return Mechanism (MED), allowing for tracking money through multiple layers of intermediary accounts used by fraudsters.
Standardized Identification: Starting in February 2026, all banks will be required to follow a standard for statements regarding fraud refunds, detailing the reason and the original transaction.
5. Inspection and Taxes (What is Fact vs. Rumor)
Rumors of Taxation: It is false that the government created new specific taxes for Pix in 2026 for individuals. Common transfers between individuals remain free.
The tax exemption on gains from cryptocurrency sales of up to R$ 35 per month will end on January 1, 2026. From that date, all profitable transactions will be taxed. #BTC #Ethereum #solana #xrp
Historical Appreciation: The year 2025 was marked by successive records, with gold appreciating more than 60% throughout the year due to geopolitical tensions and global economic uncertainties.