VladimirCorby

In a move that was widely anticipated but far from unanimous, the Federal Reserve wrapped up its 2025 meeting with a third consecutive interest rate cut on December 10. The Federal Open Market Committee (FOMC) voted 9-3 to lower the benchmark federal funds rate by 25 basis points, bringing it to a new target range of 3.5% to 3.75%. This brings the total reductions since the cutting cycle began in September 2024 to a cumulative 1.75 percentage points—six cuts in all.
Fed Chair Jerome Powell emphasized that the decision was driven by a softening labor market, with recent data showing hiring slowing and unemployment ticking up slightly. “We’re committed to supporting maximum employment,” Powell said during his post-meeting press conference, underscoring the Fed’s dual mandate. Yet, inflation remains a stubborn thorn, hovering above the central bank’s 2% target at around 2.7% as of the latest readings. This tension left the committee divided: two members pushed for no cut at all, citing inflation risks, while one advocated for a bolder 50-basis-point slash to better shield jobs.
The “dot plot”—the Fed’s quarterly snapshot of policymakers’ rate projections—paints a more restrained picture for the future. Officials now foresee just one additional cut in 2026 and another in 2027, stabilizing rates around 3% in the longer term. This hawkish tilt signals that further easing isn’t on autopilot; incoming data on jobs, prices, and growth will dictate the pace. As Powell put it, “We haven’t made any decision about January,” highlighting the uncertainty.
For everyday Americans, this cut offers modest relief. Mortgage rates, already dipping to near-year lows, could ease a bit more, potentially aiding homebuyers squeezed by high prices. Credit card APRs and auto loans might follow suit, though experts note that with rates still elevated from pandemic lows, the impact won’t be transformative overnight. “A 25 basis point move isn’t going to revolutionize affordability,” Powell acknowledged, pointing instead to supply-side fixes like more housing construction.
Markets reacted with measured optimism: The S&P 500 dipped slightly from record highs but closed up for the day, buoyed by hopes of a soft landing. Bond yields held steady, and economists like those at UBS predict two more cuts into early 2026, potentially fueling stock gains amid AI-driven productivity boosts and fiscal tailwinds.
As we head into 2026, the Fed’s balancing act will be under the microscope. With inflation’s grip loosening but not gone, and jobs at risk, this rate cut feels like a pivot point—cautious, calculated, and contingent on what comes next. Borrowers, savers, and investors: Keep an eye on the data. The Fed certainly will.
What do you think—too timid, or just right? Drop a comment below.
#FedRateDecisions $BTC

Bitcoin, Ethereum, XRP and Dogecoin soar in June rally—here’s why
XRP open interest hits $5 billion, signalling possible breakout.
Dogecoin jumps above $0.20 as traders rotate into meme tokens.
Analysts forecast potential highs of $137K for BTC and $12K for ETH in 2025.
The cryptocurrency market is gaining ground again in early June 2025, with Bitcoin, Ethereum, XRP, and Dogecoin all staging notable recoveries.
As of Tuesday, June 3, Bitcoin is trading around $105,000, Ethereum has pushed past $2,600, XRP is testing $2.20, and Dogecoin is holding near $0.20.
The rally follows a weekend of sharp liquidations and reflects renewed appetite among retail and institutional traders alike.
While short squeezes and technical momentum are partly behind the surge, broader macroeconomic factors and growing speculation around crypto ETFs are playing a key role in lifting sentiment.
Bitcoin holds firm above $105,000 as whales accumulate
Bitcoin’s price action has rebounded strongly since the end of May, recovering from a series of declines that wiped nearly $1 billion in open interest.
After bottoming out near $101,000, BTC reversed course with four consecutive days of gains, briefly hitting $106,560.
As of writing, Bitcoin is trading at $105,265.
Analysts attribute the rebound to ongoing whale accumulation, with on-chain data showing that large wallets have continued to absorb selling pressure during dips.
That trend, often viewed as a precursor to further rallies, has helped BTC maintain upward momentum despite broader market fatigue.
From a macro perspective, escalating geopolitical tensions and expectations around monetary easing have bolstered Bitcoin’s image as a non-correlated asset.
With central banks signalling policy shifts and the US dollar weakening slightly, Bitcoin is increasingly seen as a hedge against volatility.
Technically, Bitcoin remains supported above $103,000, with upside targets extending to $108,000 in the near term.
If buying pressure continues, models suggest a rally toward $137,000 is possible this month, while long-term forecasts still point to a potential $400,000 valuation by 2030.
Ethereum trades near $2,615, ETF speculation boosts sentiment
Ethereum has rallied over 7% in the past three days, recovering from lows near $2,430 to reach a session high of $2,650.83.
It is currently trading at under $2,610.
Ethereum’s price momentum is supported by growing speculation that the US Securities and Exchange Commission could approve a spot Ethereum ETF in the coming weeks.
In addition to the ETF buzz, the Ethereum Foundation’s recent reorganisation has sparked fresh interest in the blockchain.
A stronger focus on protocol development and staking infrastructure has drawn both institutional and retail inflows.
Ethereum remains above its key moving averages, and chart watchers are eyeing a breakout past $2,810 to trigger further gains.
However, previous attempts to breach that level have failed, suggesting that sustained bullish pressure is needed.
Some models forecast Ethereum could test $6,000 this year, with upside potentially extending to $12,000 if institutional demand increases significantly.
XRP builds pressure above $2.19 as open interest surges
XRP is showing signs of a breakout, with the token climbing nearly 7% from weekend lows and currently hovering near $2.20.
The price reached a daily high of $2.2229 on Tuesday, driven by a sharp increase in derivatives activity. XRP is trading at $2.21 currently.
Data shows open interest in XRP contracts nearing $5 billion, signalling high expectations of a decisive move.
This surge in open positions has fuelled speculation of a short squeeze if prices climb higher.
While XRP has historically seen large price movements during periods of heightened open interest, the absence of a clear catalyst—such as news on Ripple’s legal battle or an ETF approval—makes direction uncertain.
Price models suggest XRP could reach between $4.50 and $10 by year-end if conditions align, though any downside reversal may trigger sharp corrections due to the leveraged nature of current trades.
Dogecoin spikes to $0.2013 as traders rotate into meme coins
Dogecoin is back in the spotlight, reaching an intraday high of $0.2013 after three straight days of gains. It is currently trading around $0.195.
The move reflects a common pattern during broader crypto rallies, where profits from majors like Bitcoin and Ethereum are often redirected into higher-risk meme tokens.
The Bollinger Bands for DOGE are widening, indicating increasing volatility.
Traders are watching resistance near $0.2310 as the next level to break. If DOGE fails to hold support at $0.1900, a retest of $0.17 is possible.
While DOGE remains speculative, short-term technicals suggest room for further upside if market sentiment remains bullish.
What’s driving crypto prices higher today
A mix of factors is behind the rally across major tokens.
These include renewed institutional demand, technical momentum, macroeconomic concerns, and anticipation of regulatory clarity.
The possibility of more ETF approvals and the integration of crypto in traditional finance are also boosting market confidence.
The US Federal Reserve is expected to maintain a dovish stance in the coming months, which has weakened the dollar slightly and increased the appeal of digital assets.
In addition, falling bond yields and reduced inflation risks also encourage traders to turn to cryptocurrency green cloud mining platform.
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