Go roll with the "Aunt selling coconuts" instead of rolling in DeFi.
YuzuMoney is an extremely intriguing outlier that I recently found when examining the ecology data of @Plasma .
Its sole function is to assist small and medium-sized businesses in Southeast Asia with their financial management; it does not engage in complex Yield Farming.
The TVL reached 70 million USD in just four months.
It validates one point: dollarization is one of the prerequisites in areas with inadequate financial infrastructure.
Conventional banks have excessively high thresholds, are too costly, and are too slow.
Plasma and YuzuMoney together offer a zero-threshold, zero-friction substitute.
Here, #Plasma performs a really ingenious role as an invisible backend.
Users and merchants are not required to understand what a private key or gas are. They are aware that this program can automatically produce interest and that payments are quick and fee-free.
On the verge of widespread acceptance is this shift from "developer-friendly to merchant-friendly."
Plasma will transform from a "chain parking lot" to a "router for dollarization in emerging markets" if it can effectively use this strategy on a wide scale in Southeast Asia.
This transformation has far more leverage than any single protocol aggregate.
In actuality, the market's delayed reaction to this To B enterprise is the current low coin prices.
However, I am hopeful about this route.
Because the moat for solving "the digitization of the cash economy" is stronger than that of pure DeFi (I know I've used this word too much, but it really does apply here). $XPL
