Is XRP to $100 Reality or Rhetoric? David Schwartz Weighs In
The crypto community loves a good moonshot prediction, and few assets carry as much "price hype" as $XRP. However, Ripple’s CTO, David Schwartz, recently injected a heavy dose of logic into the conversation, challenging the conviction of those dreaming of a triple-digit price tag.
Schwartz’s argument is simple but cutting: Investor behavior doesn't match the $100 narrative.
The Logic of Conviction
According to Schwartz, if an investor truly believed that XRP was destined to hit $100, their current actions would look very different. He pointed out two specific behaviors that are currently missing from the market:
Aggressive Accumulation: At current price levels, anyone certain of a $100 future would be buying every available token with "diamond hands" intensity.
The "Refusal to Sell" Threshold: Schwartz argued that if $100 were a real psychological target, holders wouldn't even consider selling until the price hit at least $10.
The "Belief" Gap
The reality on the charts tells a different story. The fact that many investors continue to sell, trade, or exit positions well below the $10 mark suggests that, deep down, most market participants view the $100 claim as a "lottery ticket" rather than a financial certainty.
"If you truly believed it was going to $100, you wouldn't be selling it at $2, $3, or even $5." — David Schwartz
My Take: Conviction vs. Math
While the $100 price point remains a favorite topic for "XRP Army" influencers, Schwartz’s comments serve as a grounded reminder of market psychology. There is a massive difference between hoping for a price and investing based on the expectation of it.
If we look at the circulating supply, an XRP price of $100 would imply a market cap in the trillions—surpassing even the current dominance of Bitcoin. While anything is possible in the long-term evolution of global payments, Schwartz is right to point out that the actual selling pressure we see today contradicts the "moon" theories often found on social media.
What’s your exit strategy? Are you holding for the $100 dream, or do you think Schwartz is right about the lack of real conviction? Let me know in
