XRP entered 2026 under pressure, trading near $2.05 after pulling back from highs of $2.40 earlier this month. The upcoming January 15 CLARITY Act vote is seen as a major catalyst, with analysts warning that holding above $1.85 is crucial to avoid deeper downside. Meanwhile, Ripple executives at Davos expressed confidence, citing clearer U.S. regulation and rising institutional demand. Spot XRP ETFs have already surpassed $1.2B in inflows, signaling strong adoption. Market forecasts range widely, from $1.77 lows to optimistic targets near $3.40, making January decisive for XRP’s trajectory.