XRP Supply Reality
Despite claims that XRP is “already everywhere,” real ownership is far more concentrated than it appears. While there are over 4 million XRP wallets, most hold negligible amounts (0–20 XRP) or under 1,000 XRP, making them largely irrelevant to supply control. Only about 1.2 million wallets hold between 1,000 and 500,000 XRP, representing the true holder class—roughly 0.0135% of the global population, or 1 in 7,395 people.
Why this matters:
XRP is not retail-saturated. Supply is concentrated among whales and mid-tier holders who control billions of tokens, meaning price movement doesn’t require mass selling or buying—just a small shift in demand.
What’s next:
As regulations clarify and infrastructure improves, institutional participation is expected to grow while supply remains tight. When conviction and demand increase, price action is likely to move sharply rather than gradually.
Bottom line:
Meaningful XRP ownership is already rare and may become even more valuable over time. Wallet count doesn’t equal real ownership—positioning early matters.
