It is correct to state that the global financial landscape has undergone a profound metamorphosis in recent years. While at the beginning of the 2020s cryptocurrencies were seen as purely speculative assets, by January 2026 they had consolidated their role as structural components of national economies.
Adoption is no longer uniform, manifesting itself in distinct ways between technological powers, which seek institutional efficiency, and emerging economies, which use digital assets for financial inclusion and protection against inflation.
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