Most people think stablecoin risk lives in transfers.
I don’t think that’s true.
The real risk lives in finality.
When a stablecoin transfer is finalized incorrectly, nothing can be rolled back. No support ticket. No fork. No “try again.” Someone must absorb that mistake economically.
What Plasma gets right, earlier than most, is isolating that risk away from users. Stablecoins move value. XPL absorbs settlement risk.
That separation is not a UX feature. It is financial infrastructure thinking.
Payments systems scale when users are shielded from protocol risk, and accountability is pushed into the security layer. Plasma builds the chain around that assumption instead of pretending risk disappears.
That is why Plasma feels less like a “faster chain” and more like a payment rail.
And that distinction matters more as stablecoin volume grows.
