$PENGUIN
PENGUIN
Alpha
0.015782
-36.76%
In 2025, stablecoins achieved a $RIVER
RIVER
Alpha
12.33
-14.21%
staggering $35 trillion in transaction volume—surpassing traditional giants like Visa and Mastercard combined. $SUI
SUIUSDT
Тұрақты
0.8208
-24.66%
However, data from Artemis and Dune confirms that 99% of this activity is "non-settlement" in nature, driven primarily by:
DeFi & Trading: Arbitrage, liquidity provision, and exchange swaps.
Automation: Over 70% of transactions are executed by bots rather than humans.
Only $390 billion (1%) represents "real" payments like payroll or remittances. While stablecoins are the undisputed backbone of crypto liquidity, they are still in the early stages of becoming a mainstream consumer payment rail.