$BNB Stellar (XLM) is a blockchain-based platform designed to facilitate fast, low-cost cross-border payments. It connects financial institutions, individuals, and payment systems, allowing seamless transfer of digital assets. XLM, the native token, acts as a bridge currency and helps reduce transfer fees. Stellar aims to improve financial inclusion by enabling access to banking services for the unbanked, especially in developing countries. Its open-source nature fosters innovation and transparency. With partnerships like MoneyGram and support from the Stellar Development Foundation, XLM continues to grow as a strong player in the global payments ecosystem, offering speed, scalability, and affordability