Bitcoin is no longer being “tested” by U.S. banks- it’s being integrated
According to River, 15 of the top 25 U.S. banks by assets now offer or are building #bitcoin products. PNC is rolling out custody + trading for HNW/institutional clients, while Goldman Sachs, Morgan Stanley, Citi, and Wells Fargo provide institutional trading; JPM has announced plans.
Behind the scenes, custody, execution, compliance workflows, and ETF-linked exposure are becoming standard infrastructure. Spot ETFs lowered regulatory and balance-sheet friction, but access remains gated, signalling controlled, institutional-first adoption.
Bitcoin is moving from an alternative asset to financial system middleware. $BTC
