Ripple’s Monica Long Says Corporate America Is About to Enter Its Biggest Crypto Adoption Wave Yet
Ripple President Monica Long is predicting a dramatic acceleration in corporate crypto adoption, saying that by the end of 2026, roughly half of all Fortune 500 companies will have formalized digital-asset strategies — far beyond simple exposure to Bitcoin or Ethereum.
Long argues that blockchain is quickly becoming the operating layer of modern finance. In her latest remarks, she projected that global corporate balance sheets could collectively hold more than $1 trillion in digital assets within the next two years, driven by rapid institutional integration, regulatory clarity, and the rise of AI-powered blockchain applications.
A major catalyst, she said, will be stablecoins. With companies like Visa and Mastercard already incorporating them into payment flows, Long expects stablecoins to evolve into core global settlement rails rather than experimental alternatives.
That shift will coincide with a surge in institutional custody, as banks and major service providers begin holding crypto directly to support their own blockchain-enabled financial products.
Long also highlighted the growing overlap between AI and blockchain, predicting that AI-driven risk modeling, identity systems, and credit assessment tools will support deeper enterprise adoption — especially in regulated markets that demand privacy and verifiability.
The momentum is already visible. A recent survey showed that six in ten Fortune 500 executives explored blockchain initiatives in 2025, while corporate holdings have become increasingly common at firms like GameStop, Block, and Tesla. The number of digital-asset treasury companies has also exploded, growing from just four in 2020 to more than 200 today.
If Long’s forecast proves accurate, corporate America is on track for its most aggressive phase of blockchain integration yet — transforming how the world’s largest companies store value, move money, and build financial infrastructure.
