Ripple has integrated artificial intelligence into the XRP (XRP) Ledger to optimize cross-border payment routing and transaction flows, marking the expansion of the blockchain network beyond traditional settlement services to automated financial applications.
What happened: AI-blockchain integration
An analyst known as SMQKE on X shared a case study detailing how Ripple combined blockchain technology with artificial intelligence to improve the speed, efficiency, and profitability of global transactions.
AI-powered systems continuously process large volumes of real-time payment data. This enables financial institutions to make dynamic decisions on the most efficient payment pathways.
Analysts claim that BlackRock is now using Ripple's RLUSD stablecoin as collateral, calling this development 'extremely bullish' for XRP. JackTheRippler suggested that with the launch of the REAL token on January 26, some projections indicate that up to $800 billion could flow into the REAL token on the XRP Ledger.
Also read: South Korean Prosecutors Lose $47M Seized Bitcoin To Phishing Attack
Why it matters: regulatory clarity
Crypto analyst Xfinancebull highlighted that Caroline Pham, now at MoonPlay, played a role in promoting utility-focused regulation within the Commodity Futures Trading Commission (CFTC), helping to steer policy towards real use cases.
Several years ago, Brad Garlinghouse drew a phoenix that became part of XRP folklore.
Xfinancebull noted that XRP is the same asset that has survived regulatory battles with the SEC and now operates with legal clarity, increasing integration, and growing importance for government infrastructures.
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