When Bitcoin stabilizes at 100,000 dollars, what path did Zhao Changpeng @CZ point out for ordinary people under the Swiss snow-capped mountains?
The 2026 World Economic Forum (WEF) in Davos has just concluded in Switzerland. Unlike previous years, this year's Davos is a true 'coming of age' for the cryptocurrency industry.
The circle that was once called a 'casino' is now sitting at the main table talking and laughing with central bank governors and Wall Street giants. The most eye-catching aspect is the return and public speech of Binance founder CZ (Zhao Changpeng).
For ordinary retail investors, especially newcomers to the space, understanding what the big shots are 'playing cryptic games' about often determines the thickness of your wallet over the next two years more than looking at K-line charts.
Today, we will strip away the screen full of English press releases and technical jargon, using the most down-to-earth language to deeply analyze: Where is the market direction for 2026?
🔍 Part One: What did CZ say? (The big players' 'truths' and 'cold water')
Under the spotlight at Davos, CZ did not merely call for purchases (although he is optimistic about BTC reaching 200,000), but sincerely pointed out three truths about the industry. These words may not be exciting, but they are all practical insights.
1. The 'cold water' of the payment sector: don't expect to buy coffee with BTC anymore
CZ's Interpretation: The development of crypto payments 'has not met early expectations'. Despite more than a decade of development, Bitcoin and cryptocurrency payments are still not mainstream.
A version that beginners can understand:
If you are still fantasizing about 'tomorrow the whole world will use Bitcoin to buy breakfast', wake up quickly. CZ tells you that this is very difficult, and it might even be a false proposition.
Market Insights:
Opportunities in the next two years will not be in those purely currency-based altcoins 'for the sake of payment'. Unless they are in high demand like stablecoins (USDT/USDC), those claiming to be 'the next Bitcoin' will likely go to zero.
2. Warning about meme coins: 99% are just air
CZ's Interpretation: Most meme coins won't go far; only a few with cultural value, like Dogecoin, can survive. This is similar to the NFT market; without fundamental support, speculation will leave a mess.
A version that beginners can understand:
Do you want to chase the next hundredfold dog coin? The big players tell you that it's like buying a lottery ticket, not investing. Don't be envious of others becoming rich; prepare for the possibility of losing everything. What you can truly hold on to must have real applications.
Market Insights:
The market style in 2026 is shifting. Although meme coins will still be rampant, large funds are withdrawing from purely emotional speculation, turning to projects backed by assets.
3. The next big move: National-level 'RWA' (Real World Asset tokenization)
CZ revealed significant information: He is negotiating with the governments of a dozen countries to tokenize national assets (such as minerals, energy, and state-owned enterprise shares) and sell them to global investors.
A version that beginners can understand:
In the past, coins were issued by project parties; in the future, coins may be issued by countries. Imagine that what you are buying is not a worthless coin, but rather a 'lithium mine share' or 'state grid income rights' from a certain country.
Market Insights:
This is the biggest opportunity in the future - RWA (Real World Assets). When national teams start entering the market to issue coins, the scale of this market will jump from 'trillions' to 'hundreds of trillions'.
📈 Part Two: 2026 Market Direction - From 'Grassroots' to 'Regular Army'
Combining the views of other financial giants at the Davos Forum (such as BlackRock and Goldman Sachs), we can clearly see the three core trends for 2026-2027.
Trend 1: Stablecoins become 'super infrastructure'
At the Davos Forum, people are no longer discussing 'is Bitcoin a tulip', but are discussing **'how to use stablecoins for cross-border trade'**.
Current Situation: In 2025, although the trading volume of stablecoins is huge, 92% is still used for speculation.
Future: Starting in 2026, stablecoins will be widely used for international trade settlements, corporate payrolls, and cross-border transfers.
Opportunities for Beginners: Pay attention to leading projects that provide stablecoin payment facilities and cross-border settlement bridges. They will be the future 'Visa' and 'Swift'.
Trend 2: RWA (Asset Tokenization) Explodes
This is the hottest term at Davos this year. What are RWAs?
For example: In the past, if you wanted to buy U.S. Treasury bonds, the threshold was very high and the process was slow. Now, BlackRock has tokenized Treasury bonds, and with a click on the blockchain, you can buy them and also use this token for borrowing.
Future Prediction: Real estate, carbon credits, and even movie box office revenues will become tokens.
Opportunities for Beginners: Look for leading tokens in the RWA sector that provide platforms, compliance, and underlying technologies. This is much steadier than betting on meme coins.
Trend 3: Regulation becomes 'passportized', with institutions entering in droves
CZ mentioned that global unified regulation is difficult, but 'regulatory passports' are a trend. This means that if you obtain a license in a compliant country, other countries will also recognize it.
Signal: U.S. policies (especially with the Trump administration's friendly stance on crypto) are becoming clearer.
Impact: Banks, funds, and pensions are starting to dare to buy cryptocurrencies. Bitcoin's volatility will decrease, and a slow bull market will replace wild fluctuations.
💡 Part Three: Practical Advice for Beginners (Pitfall Guide)
Understanding the trends is not enough; you also need to know what to do. For the 2026 market, here are three 'survival tips' for newcomers:
1. Stop believing in the 'four-year halving cycle'
CZ hinted in previous speeches that with institutional entry, the 'four-year halving bull market' pattern of Bitcoin is becoming ineffective.
New Logic: The current crypto space resembles the U.S. stock market more. It looks at macroeconomic factors (whether the Federal Reserve will ease) and technological innovations (AI, RWA).
Action: Don't stubbornly hold onto the old saying that 'there will definitely be a big surge a year after the halving'; pay more attention to macro news and the movements of Nasdaq.
2. Embrace the 'regular army', stay away from 'black workshops'
The main theme of 2026 is compliance.
What to buy? Buy projects that have Wall Street institutional investment, real income, and dare to show up at the Davos Forum (such as leading public chains, DeFi blue chips, RWA platforms).
What to avoid? Stay away from anonymous teams, projects that only have Twitter posts, and those with no white papers and only memes ('three no projects'). When regulation strikes, these will be the first to go.
3. Configuration Strategy: Barbell Strategy
80% Stable Assets: Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) as foundational public chains. No matter if meme coins or RWAs are running on top, public chains are the 'landlords' collecting tolls.
20% High Yield: Invest small amounts into new leaders in the RWA sector or applications combining AI and blockchain. This is to seek dozens of times the excess returns.
🏁 Conclusion: This is the best of times
The 2026 Davos Forum released a clear signal: the crypto industry is no longer a fringe rebellious youth, but is about to take over the backbone of global finance.
CZ's speech, while pragmatic and even a bit 'cold water', precisely indicates that the industry has matured. For beginners, this means that the difficulty of getting rich has increased (the era where anything bought with closed eyes could rise is over), but there are more certain opportunities.
As long as you no longer treat this place as a casino, but as a technological financial opportunity for the next decade to invest in, every chip you have now is invaluable.
