🔥Summary of the word @CZ today at the 2026 Davos Economic Forum where he confirmed that the adoption of digital currency payments is still much lower than expected, despite more than ten years of development. He explained that $BTC and cryptocurrencies have not yet become a mainstream payment method, noting that this path resembles other innovative technologies whose most of the experiments failed, while only a few succeeded in making a wide impact.

🔥 CZ warned of the high risks associated with meme coins, considering them speculative assets that largely lack real utility and sustainability. While some examples remain, such as $DOGE , the vast majority of these coins fail over time, in a pattern reminiscent of what happened with NFTs where momentum quickly fades in the absence of fundamentals. He also pointed out that crises are not created by technology itself, but reveal existing structural weaknesses, as is the case with traditional banks that have a fractional reserve system.

🔥 Regarding regulation, CZ emphasized that the regulatory frameworks for cryptocurrencies remain globally fragmented, with each country adopting a different approach or lacking legislation altogether. He saw that the creation of a unified global regulator is unlikely in the near term, instead proposing the “regulatory passport” model as a practical interim solution, allowing for mutual recognition of licenses between countries to facilitate cross-border compliance.