The most terrifying thing about being poor is not being poor now, but each generation having to start from scratch. This cycle stems from three invisible gaps

Cognitive inheritance gap: Children in wealthy families are exposed to concepts like investment and opportunities, while children in poor families are often taught to 'seek stability and avoid risks,' creating an information gap across generations.

Resource接力 gap: While others buy homes through three generations of accumulation, poor families struggle to save for a down payment as housing prices have already surged several times—'the first pot of gold' must be earned from scratch.

Failure capital gap: Children from wealthy families can afford to fail and try again, but a single failure for poor families may lead to years of debt and loss of courage.

Breaking the cycle

Accumulate transferable assets: It's not just about money—financial management methods, family communication patterns, and transferable skills are all assets. Be the turning point for your family's destiny.

Redefine your information environment: Actively break information barriers, learn new perspectives, and pass them on to the next generation—even just ten more minutes of meaningful conversation each day.

Build family strategic thinking: Focus on the trajectory across three generations. Your choices shape your children's starting point. Escaping the class trap is like a relay race—each generation must go further than the last, so the next generation starts from a more advantageous position.

You can start from zero, but don't let your children start from zero. Break the cycle of poverty with forward-thinking choices and reset your family's destiny from a new starting point.