In January 2026, two assets dominate financial conversations: Bitcoin and gold. It is even said that the winning strategy is to own both. But faced with their dizzying prices, the question remains: is it still time to buy or should one stay away? ChatGPT reveals everything to us!
Bitcoin, the waiting star
Despite a 6% correction over the week, Bitcoin continues to fuel the debate. At nearly $89,000, some see it as a market that has matured, while others believe the road remains long. On one side, its structural potential remains intact: the thesis of digital gold still attracts institutional investors, and technological advancements reinforce its legitimacy. The last halving in 2024, which halved the creation of new BTC, could still play its role as a bullish catalyst, as it has often been the case in previous cycles.
In a context of persistent inflation and devaluation of fiat currencies, Bitcoin maintains the image of a decentralized store of value. Nevertheless, ChatGPT-5 warns to be cautious. A drop of 30 to 50% remains possible, even in a bullish market. Furthermore, an asset exceeding one trillion dollars in capitalization can no longer technically grow at the same pace as during its early days. Adding the threat of stricter regulations and the competition from CBDCs, caution is advised.
For investors capable of weathering the storm and willing to think over ten years, it is probably not too late. For others, DCA remains a more rational approach than massive buying at the peak, and this would indeed be the ideal time to get started.
Gold, for its part, shines like rarely before. An increase of 14% since January and 80% over the year propels the precious metal to achieve new all-time highs. This surge reflects the distrust towards currencies and the quest for stability in the face of inflation. Central banks, major buyers of gold in recent months, reinforce this trend.
But after such rapid progress, ChatGPT-5 fears a correction. Gold remains a non-yielding asset, and if real interest rates rise to counter inflation, its appeal may fade. If geopolitical tensions were to ease, some investors might also take their profits, leading to a price consolidation.
At these levels, gold retains its protective role in a portfolio, but entry seems risky for those hoping for quick gains. Potential returns appear limited and overheating signals are multiplying.
The moral of the story: Bitcoin, like gold, reminds us that one cannot mine a vein forever without hitting hard rock.
