（1）Basic Single Round Arbitrage (Conservative, No Leverage, Annual Yield ≈ 16.28%)

Suitable for first-time investors, the core process is 'One collateral, one loan, one investment', with no leverage, minimal risk, and a fixed annual yield based on the net interest spread.

1. Preparation: Transfer 1 BNB from your Binance account to a BNB Chain wallet (such as MetaMask or Binance Wallet), and link the wallet to the Lista DAO official website;

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2. BNB collateral to borrow USD1: In the Lista DAO lending section, select 'BNB collateral', with a 150% LTV safety threshold, collateralize 1 BNB (300 USD1), and borrow 200 USD1, with an annual lending cost of 3.72%;

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3. Transfer USD1 to Binance: Transfer the 200 USD1 borrowed from Lista DAO to your Binance funds account via BNB Chain, with a cross-chain fee of about 0.5 USD1, which can be ignored;

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4. Deposit USD1 in Binance Earn: In the Binance Earn section, select 'USD1 Flexible Investment (Booster Plan)', deposit 200 USD1, and enjoy a 20% annual yield;

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5. Earnings Settlement and Repayment: Hold the investment for daily interest accumulation, and use part of the monthly investment earnings to repay the interest on the Lista DAO loan, with the remainder being arbitrage profit; at maturity, you can withdraw the USD1 principal to repay the loan, redeem the collateralized BNB, or continue to hold for compound interest.

Earnings Calculation: 200 USD1 principal, investment annualized at 20% (earnings 40 USD1) - lending annualized at 3.72% (cost 7.44 USD1) = single-round annualized net profit 32.56 USD1, corresponding to an annual yield rate of ≈ 16.28% on 1 BNB principal, while retaining additional profits from the increase in BNB price. @ListaDAO #usd1理财最佳策略listadao $LISTA