richlist

@XRP now has ~7M wallets holding a circulating supply of 64.66B XRP.
Simple average: ~9,200 XRP per wallet (skewed by whales).
Excluding top 100 addresses:
Estimate A → ~5,900 XRP/account
Estimate B → ~2,900 XRP/account
Estimate C → ~5,200 XRP/account
👉 Key takeaway: whales & custodians dominate supply, while most retail wallets hold just a few thousand XRP or less.
For traders, this concentration means big players drive liquidity & price swings, but steady retail growth is still visible.
#Xrp🔥🔥 #RichList #CryptoUpdate $XRP

$XRP
Crypto enthusiast @Cryptobilbuwoo0 just dropped the latest XRP Rich List update, revealing how ownership is distributed across the ledger — and exactly how much XRP it takes to enter the elite club of top holders.
📊 Ledger Snapshot (Oct 16, 2025)
Fresh data from the XRP Ledger shows an increasingly concentrated ownership pattern, with a small number of wallets holding a massive share of total supply.
👉 Here’s the breakdown:
Top 0.01% (712 wallets): ≥ 5,591,403 XRP
Top 0.1% (7,118 wallets): ≥ 338,410 XRP
Top 0.2% (14,235 wallets): ≥ 189,686 XRP
Top 0.5% (35,588 wallets): ≥ 93,047 XRP
Top 1% (71,176 wallets): ≥ 50,001 XRP
Top 2%: ≥ 24,573 XRP
Top 5%: ≥ 8,161 XRP
Top 10%: ≥ 2,350 XRP
The data highlights a steep drop-off in balances beyond the top 1%, signaling heavy consolidation among $ largest holders.
💭 What It Means
Analysts suggest that smaller wallets are shrinking, while long-term whales continue to accumulate and hold, showing confidence in XRP’s potential within institutional finance and global payments.
However, this growing concentration also means fewer mid-sized holders, which could reduce overall distribution diversity if the trend continues.
🗣 Community Takes
@XtremeRevolutionProtocol: sees this as an opportunity for committed holders to strengthen their stacks.
@exRerardedPeople: shared that they sold XRP to cover daily expenses — a reminder that every holder’s journey is different.
As consolidation deepens, this data offers a valuable glimpse into how XRP ownership is evolving in real time — and what it could mean for the token’s long-term market structure.

#XRP #RichList #XRP #RichList #CryptoAnaly #Ripple #BlockchainData #BinanceSquare

The largest holders of Ethereum (ETH) are predominantly smart contracts, centralized exchanges, and large financial institutions, not individuals. The single largest "holder" is the Ethereum 2.0 staking contract, which secures the network's proof-of-stake mechanism.
Below is a breakdown of the top 10 Ethereum holders (entities and individuals) and their approximate worth in billions of US dollars, based on data as of late 2025

:Top Individual Ethereum Holders
For individuals, pinpointing exact holdings is difficult due to the anonymous nature of blockchain, but key figures are known:
Rain Lohmus: An early investor who bought 250,000 ETH in the 2014 ICO but has reportedly lost access to the private keys, making the nearly $900 million fortune currently irretrievable.
Vitalik Buterin: The co-founder of Ethereum is the largest known individual holder with access to his funds, estimated to hold around 241,000 ETH, worth approximately $868 million.
Joseph Lubin: Another Ethereum co-founder and CEO of ConsenSys is estimated to hold a significant amount as well, possibly over 243,000 ETH, worth around $877 million.
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#Ethereum #ETHHoldings #BlockchainAnalysis #CryptoGiants #RichList

: Accounts outside the top 0.01% category are steadily reducing their XRP holdings.
- *Larger Accounts Accumulating*: Whales and larger wallets are maintaining or increasing their XRP holdings, indicating confidence in the asset.

*Key Statistics* 📈
- Top 0.01%: Holdings increased from 5,883,010 XRP to 6,381,351 XRP between February and September.
- 0.1% Tier: Balances dropped from 400,000 XRP to 349,955 XRP, showing a reduction among mid-tier holders.

*Potential Benefits* 🌟
- *Reduced Volatility*: Greater concentration of holdings at higher tiers may lead to steadier liquidity conditions and reduced market volatility.
- *Increased Institutional Appeal*: This trend could facilitate broader institutional engagement and benefit XRP's long-term growth.

*Market Outlook* 📊
- *Current Price*: $2.91 (1.55% increase in the last 24 hours)
- *Market Cap*: $171.55 billion

*What This Means for XRP Holders* 🤔
- *Long-term Potential*: This trend may indicate a transfer of coins to stronger hands, supporting XRP's long-term profile.
- *Stability*: Reduced selling pressure from larger accounts could lead to a more stable environment for price discovery.

#XRP #CryptoMarket #RichList #MarketTrends #LongTermGrowth

Ownership Snapshot


Recent ledger data shows that XRP’s supply remains heavily concentrated:




The top 10 addresses control roughly 18.6% of circulating XRP. CoinCodex+2XRPL Stats+2


The top 50 addresses hold about 60% of the circulating supply. CoinCheckup+1


According to one analysis, accounts with at least ~2,486 XRP fall within the top 10% of all XRP wallets. 36Crypto




These figures highlight a sharp ownership pyramid — a small number of wallets hold a disproportionate share, while the vast majority of addresses hold far less.



2. Why Distribution Matters

✅ Implications for Investors



Liquidity risk: Large holders can move significant volume with relatively little notice, potentially causing price swings.


Supply control: With few hands controlling major blocks of XRP, the token’s circulating availability may be less than assumed.


Sentiment signal: A growing concentration often signals that strong hands are stacking — but it also raises flags about decentralization and flexibility.



⚠️ Potential Concerns



Centralization risk: One study flagged that the top 20 holders own more than 50% of XRP — a degree of concentration uncommon in major layer-1 assets. crypto.news+1


Manipulation vulnerability: Lower distribution diversity can make price more sensitive to large whales’ activity.


Perception impact: Institutional investors sometimes prefer tokens with broad distribution and high decentralization — which may impact long-term positioning for XRP.





3. Context in Comparison




For comparison, Bitcoin tends to have a more diffuse ownership structure among its largest wallets — making XRP’s concentration more notable.


XRP’s escrow mechanism, managed by Ripple Labs, further adds complexity: large amounts of XRP are locked and released monthly, meaning some “held” tokens may not yet be active in circulating markets. CCN.com+1





4. What to Watch Moving Forward




Whale behavior: Look for large transfers in or out of top XRP wallets via XRPL scan platforms.


Escrow releases: Monitor scheduled unlocks from Ripple’s escrow wallet — these can increase supply risk.


On-chain activity vs. accumulation: Strong volume from smaller wallets may indicate retail accumulation; large-wallet silence could suggest brown-out.


Distribution over time: Are more addresses moving into mid-tier holdings? Broadening distribution would be a positive signal for decentralization.





5. Final Takeaway


XRP remains one of the most interesting large cryptocurrencies — but its ownership profile deserves close attention.

Heavy concentration among a small number of wallets means that while major holders might have conviction, the dynamics of supply, liquidity, and control become more exposed.

For long-term investors, understanding this structure is as important as following tech adoption or partnership announcements.





#XRP #CryptoDistribution #RichList #BlockchainInsights


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