RWAs (Real World Assets) are traditional financial or physical assets that are represented (tokenized) on a blockchain.


👉 Instead of existing only in banks, notaries, or private registries, they are issued as on-chain tokens, maintaining legal and economic backing off-chain.


In simple terms:



An RWA is a real asset + blockchain as a record, settlement, and access infrastructure.


#RWA

🧩 What types of assets are tokenized as RWAs?


The most common today are:


  • 🏦 Treasury bonds (mainly from the U.S.)

  • 📄 Investment funds and money market funds

  • 🏢 Real estate

  • 💳 Private credit / debt

  • 🪙 Commodities (gold, energy, etc.)

  • 📈 Stocks and ETFs (in early stages)


#RWATokens

🏗️ Why tokenize real assets?


Tokenization allows:


✔ 24/7 Settlement

✔ Lower operational costs

✔ Global access

✔ Programmability (smart contracts)

✔ Transparency

✔ Use as collateral in DeFi


That’s why TradFi + DeFi converge here.


#RWA!

🔎 Real examples and assets today of RWA in crypto


🥇 1️⃣ BlackRock – BUIDL (Ethereum)


  • Tokenized fund of U.S. Treasury bonds.

  • Issued by BlackRock

  • Functions as a money market fund on-chain

  • Used by institutions


👉 This is pure TradFi using blockchain as infrastructure.


#BlackRock⁩

🥈 2️⃣ Franklin Templeton – BENJI


  • Tokenized monetary fund

  • Operating on Ethereum, Polygon, and other chains

  • Allows institutional investors exposure to tokenized sovereign debt



🥉 3️⃣ Ondo Finance


One of the RWA leaders:


  • OUSG → U.S. Treasury Bonds

  • USDY → Yield-backed stablecoin supported by T-Bills

  • Widely used by institutions and DAOs


👉 Direct bridge between Wall Street and DeFi.


#OndoFinance

🏠 4️⃣ RealT (Real Estate)



  • Tokenizes real estate properties in the U.S.

  • Each token represents fractional ownership

  • Holders receive rental income


Clear example of real estate + DeFi.



🏦 5️⃣ Maple Finance (Institutional Credit)



  • Tokenizes loans to real companies

  • Used by funds and financial entities

  • Returns come from real economic activity


$XAU

🪙 6️⃣ Tether Gold (XAUt)



  • Token backed by physical gold

  • Each token = a specific amount of gold

  • Custodied in real vaults


$SOL

🌐 7️⃣ Solana RWA ecosystem (>$1B TVL)


In Solana there are already:



  • Tokenized bonds

  • Structured debt

  • Institutional products

  • Settlements with stablecoins


This confirms that it’s not just Ethereum.




⚠️ Risks of RWAs (important)


Although they are solid, they are not risk-free:


  • 📜 Regulatory risk

  • 🏛 Legal dependency off-chain

  • 🔐 Custody and compliance

  • 🌍 Country / issuer risk

  • ⚙️ Smart contracts risk


That’s why they tend to attract institutions, not short-term traders.



🔮 Why are RWAs one of the strongest narratives?


Because:


  • Banks and funds are already using them

  • Governments are regulating them

  • They provide real yield, non-inflationary

  • They are key for institutional adoption


Many analysts see RWAs as:



The base financial layer of the next hybrid financial system





This is general information only and not financial advice. For personal guidance, please talk to a licensed professional.