Ghana Officially Legalizes Cryptocurrency Use Under New Regulatory Framework...

Ghana has taken a major step toward embracing digital finance by officially legalizing the use and trading of cryptocurrencies. In late 2025, the country passed and enacted a new legal framework that brings crypto activities out of a long-standing regulatory grey area. This move provides clarity for individuals, investors, and businesses that have already been using digital assets across the country.

Under the new law, cryptocurrencies such as Bitcoin and Ethereum are now legally recognized for trading, investment, and related services. Crypto exchanges, wallet providers, and other virtual asset service providers are required to register and operate under strict oversight from Ghana’s financial authorities, with strong rules around licensing, consumer protection, and anti-money-laundering compliance.

While crypto is now legal to use and trade, it is important to note that it has not been declared legal tender—the Ghanaian cedi remains the country’s official currency. Still, the decision positions Ghana as one of Africa’s forward-looking nations in digital asset regulation, potentially boosting innovation, foreign investment, and financial inclusion in the years ahead 🚀