🚨 Market Analysis | “Flippening” Probability

Standard Chartered’s Geoffrey Kendrick outlines a scenario where XRP reaches $12.50 by 2028, a path that could see XRP temporarily overtake Ethereum in market cap during the 2026 cycle.

The math

• $ETH market cap: ~$398B

• $XRP at $12.50: ~$712B (current circulating supply)

What must happen

XRP enters a high-beta growth phase, driven by institutional and payment-rail utility

ETH dominance stagnates or grows at a lower beta

This fits Kendrick’s broader thesis of 2026 as an “Optimized Risk” year, where capital rotates into selective, utility-driven assets rather than the entire market.

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