$5 trillion of capital every single Day is massive 💯

Why do global payments still move slower than emails from the 90s?

Welcome to Kred-it Kernicles: a space where we chat all things onchain credit.

Let’s talk about the invisible inefficiency that locks $5 trillion of capital every single day.

The global payments system processes $200T annually, but it’s fundamentally broken:

• Cross-border settlements take days
• $5T+ locked in pre-funded accounts
• Businesses lose billions to fees & delays

- This is inertia.

The Internet of Information collapsed communication barriers. The Internet of Value collapsed payment friction.

Now comes the Internet of Credit, collapsing the gap between accessible capital and credit in the real world.

Credit today is trapped in legacy rails.
Businesses wait days to get paid.
SWIFT moves like a glacier.

Idle funds rot in nostro/vostro accounts, a $5T opportunity cost.

Enter Kred, KernelDAO’s on-chain credit layer. A system where capital moves with the same speed as information.

Borderless. Composable. Programmable. Credit, finally, becomes as fluid as the internet.

Here’s how Kred changes the game:

→ Instant settlements via KUSD
→ Yield through sKUSD
→ Liquidity on-demand for payments, remittances, and payroll

The result?

Real-world credit at blockchain speed.

Stablecoins made money move faster. Kred makes credit move faster.

A $300B+ addressable market finally unlocked.

Welcome to The Internet of Credit.

This is just the beginning.