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The crypto community is buzzing after former Ripple CTO David “JoelKatz” Schwartz made a comment about XRP’s price that has XRP holders talking.

In a recent social media exchange, Schwartz addressed a user asking about XRP reaching $50 or $100. He explained that he doesn’t feel comfortable predicting such high prices, stating it’s “not likely” while leaving room for uncertainty. In other words, while $100 isn’t impossible, he believes it’s highly improbable.
Community Reactions

XRP holders responded with a mix of surprise and debate:

Some expressed disappointment, saying: “If even the ex‑CTO doubts $100, it makes us question our own expectations.”

Others appreciated his honesty, noting that he’s simply providing a realistic, probability-based perspective, rather than giving a bearish prediction.
Schwartz’s Own Experience

Interestingly, Schwartz shared his past experience with XRP: he entered the market at around $0.006 and started selling near $0.10, believing the price wouldn’t go higher. Yet XRP later climbed past $0.25, highlighting that even insiders can’t perfectly predict price movements.
Rational Thinking vs. Emotional Targets

This discussion underscores a key point in the XRP community: while ambitious price targets like $10 or $100 circulate widely, realistic outcomes depend on adoption, market conditions, and investor behavior. Schwartz noted that if XRP had a significant probability of reaching $100, informed investors would already be positioning for it, driving the price up.
Could XRP Reach $100?

Technically, yes — but it’s extremely challenging. Analysts agree that for XRP to hit $100, there would need to be massive adoption, increased liquidity, and regulatory clarity. Schwartz’s comments reflect this, emphasizing that prices usually follow strong fundamentals rather than hope alone.

Final Thoughts

The reaction among XRP holders is divided. Some are disappointed, others respect Schwartz’s candid perspective. One thing is clear: crypto markets are inherently unpredictable, and skepticism today doesn’t determine tomorrow’s outcome.

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