Gen Z crypto trust is rising – and it’s starting to show up in real financial decisions.

New data suggest younger Americans value control and transparency more than traditional banking, with many choosing crypto to manage and verify their assets. That shift is now reaching housing, as U.S. lenders begin factoring Bitcoin and Ethereum into mortgage assessments, while regulators take a closer look. A clear trust gap is emerging between generations – and it could reshape how people save, borrow, and buy homes.

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