Binance Square

banks

69,224 مشاهدات
176 يقومون بالنقاش
LIVE
Zobi Crypto PK
·
--
European Banks Launch Euro-Pegged Stablecoin Consortium:-🔥🔥💥💥 A consortium of 10 European banks has founded a company named Qivalis to develop a euro-pegged stablecoin, which will be an alternative to dollar-pegged cryptocurrencies in global digital payments systems. The euro-pegged token will be released in H2 2026 but will await approval from regulators first. Key Details- Participating Banks: BNP Paribas, ING, UniCredit, Banca Sella, KBC, DekaBank, Danske Bank, SEB, Caix - Leadership: The CEO will be Jan-Oliver Sell, who is currently the CEO of Coinbase Germany. The chair will be Howard Davies, who is currently chair at NatWest. - Initial Focus: Stablecoins initially focus on serving cryptocurrency trades and payments, and this may expand over time. Regulatory Approval and Concerns- Regulatory Approval: Qivalis aims to secure an Electronic Money Institution license from the Dutch Central Bank and has worked with the ECB. - Concerns: Regulators have expressed concern regarding the implications of private stablecoins on banks. #news #europe #crypto #banks
European Banks Launch Euro-Pegged Stablecoin Consortium:-🔥🔥💥💥

A consortium of 10 European banks has founded a company named Qivalis to develop a euro-pegged stablecoin, which will be an alternative to dollar-pegged cryptocurrencies in global digital payments systems. The euro-pegged token will be released in H2 2026 but will await approval from regulators first.
Key Details- Participating Banks: BNP Paribas, ING, UniCredit, Banca Sella, KBC, DekaBank, Danske Bank, SEB, Caix
- Leadership: The CEO will be Jan-Oliver Sell, who is currently the CEO of Coinbase Germany. The chair will be Howard Davies, who is currently chair at NatWest.
- Initial Focus: Stablecoins initially focus on serving cryptocurrency trades and payments, and this may expand over time. Regulatory Approval and Concerns- Regulatory Approval: Qivalis aims to secure an Electronic Money Institution license from the Dutch Central Bank and has worked with the ECB. - Concerns: Regulators have expressed concern regarding the implications of private stablecoins on banks.
#news #europe #crypto #banks
🌍 Opinion: Crypto isn’t a magic solution — but ignoring it may be the biggest economic risk of this decade. The global financial system is clearly under pressure. Inflation, debt, currency debasement, capital controls — these aren’t accidents. They’re signals. Crypto has emerged as an alternative, offering: Borderless value transfer Self-custody and ownership Programmable money But let’s be honest — crypto has a problem. ⚠️ Volatility. Prices swing fast. Narratives change faster. Speculation often overshadows real utility, making adoption harder. Yet volatility doesn’t automatically mean failure. It usually means early-stage price discovery. Every major financial shift went through chaos first: 📜 Paper money 💳 Digital banking 🌐 Global capital markets All were unstable before becoming standard. Today, the choice isn’t between “safe” and “risky.” It’s between: ❌ A traditional system slowly losing trust. ⚠️ A new system still finding its balance. Those who understand crypto early — with its risks — won’t just be protected. They’ll likely be ahead when stability arrives. The real danger isn’t volatility. It’s being unprepared when the transition becomes unavoidable. 💬 Discussion: Is crypto’s volatility a temporary growing pain — or a permanent flaw that limits its future? Drop your honest take. #onlineplus #crypto #banks #finance
🌍 Opinion: Crypto isn’t a magic solution — but ignoring it may be the biggest economic risk of this decade.

The global financial system is clearly under pressure.
Inflation, debt, currency debasement, capital controls — these aren’t accidents. They’re signals.

Crypto has emerged as an alternative, offering:
Borderless value transfer
Self-custody and ownership
Programmable money

But let’s be honest — crypto has a problem.

⚠️ Volatility.

Prices swing fast. Narratives change faster.
Speculation often overshadows real utility, making adoption harder.

Yet volatility doesn’t automatically mean failure.
It usually means early-stage price discovery.

Every major financial shift went through chaos first:
📜 Paper money
💳 Digital banking
🌐 Global capital markets

All were unstable before becoming standard.

Today, the choice isn’t between “safe” and “risky.”
It’s between: ❌ A traditional system slowly losing trust.

⚠️ A new system still finding its balance.

Those who understand crypto early — with its risks —
won’t just be protected. They’ll likely be ahead when stability arrives.

The real danger isn’t volatility.
It’s being unprepared when the transition becomes unavoidable.

💬 Discussion:
Is crypto’s volatility a temporary growing pain —
or a permanent flaw that limits its future?

Drop your honest take.

#onlineplus #crypto #banks #finance
🏦 HUGE: BANKS TO GO FULLY INTO CRYPTO? David Sacks says banks are expected to go fully into crypto once market structure legislation is out. TradFi isn’t waiting on tech, it’s waiting on rules. Clear laws could unlock a major shift on how banks interact with digital assets. #banks #news
🏦 HUGE: BANKS TO GO FULLY INTO CRYPTO?

David Sacks says banks are expected to go fully into crypto once market structure legislation is out.

TradFi isn’t waiting on tech, it’s waiting on rules. Clear laws could unlock a major shift on how banks interact with digital assets. #banks #news
"BULLISH VIBES! 🚀 David Sacks, White House AI and Crypto Czar, predicts banks and crypto will merge into a unified digital asset industry once the CLARITY Act passes! This could be a game-changer for crypto and traditional finance. ¹ ² ³ The CLARITY Act aims to define how digital assets and stablecoins operate in the US, providing regulatory clarity for banks to enter the crypto space. But, there's a catch - banks are pushing back, fearing competition from yield-bearing stablecoins. Sacks urges compromise, saying passing the bill is more important than winning every policy detail. If approved, banks would gain confidence to issue stablecoins, and crypto firms would access traditional payment rails and institutional capital. The future of finance is looking digital! #crypto #Banks #CLARITYAct " $BTC {future}(BTCUSDT)
"BULLISH VIBES! 🚀 David Sacks, White House AI and Crypto Czar, predicts banks and crypto will merge into a unified digital asset industry once the CLARITY Act passes! This could be a game-changer for crypto and traditional finance. ¹ ² ³

The CLARITY Act aims to define how digital assets and stablecoins operate in the US, providing regulatory clarity for banks to enter the crypto space. But, there's a catch - banks are pushing back, fearing competition from yield-bearing stablecoins.

Sacks urges compromise, saying passing the bill is more important than winning every policy detail. If approved, banks would gain confidence to issue stablecoins, and crypto firms would access traditional payment rails and institutional capital.

The future of finance is looking digital! #crypto #Banks #CLARITYAct "

$BTC
🚨 THE OLD FINANCIAL SYSTEM JUST BROKE!! #Gold has officially surpassed the 🇺🇸 U.S. dollar for the first time in over 30 years. Central banks now hold more gold than U.S. government debt. Confidence in the U.S. dollar is collapsing. #Banks are panicking. Foreign nations aren’t chasing yield anymore, they’re focused on survival. They’re terrified of losing their principal. And honestly? You can’t blame them. U.S. Treasuries can be frozen. They can be diluted. They can be weaponized. Gold can’t. Zero counterparty risk. No permission required. It’s the last truly neutral asset. AND IT GETS WORSE. U.S. debt is exploding - $1 trillion added every 100 days. Interest costs are now exceeding $1 trillion per year. The Fed has no choice but to print. The world sees what’s coming, and they’re exiting now. YOU CAN SEE IT IN THE RESERVES. #China #Japan #Russia India. Singapore. They’re all dumping paper and buying physical assets. This goes far beyond agreements. THE REAL OBJECTIVE IS TO DROP U.S. DOLLAR. Build parallel payment systems outside SWIFT. Settle energy in local currencies. Anchor it all to commodities that can’t be printed - gold and silver. When over 40% of the world’s population decides they don’t need the dollar, demand COLLAPSES. The age of paper is over. Gold is the best alternative. This might be the final decline of the U.S. dollar. Think silver at $100 and gold at $4,700 sounds insane? Then you’re not ready for what comes next. I’ve traded every major top and bottom for more than 9 years. From here on out, I’ll be sharing all my calls publicly. Follow me now, so you don’t regret it later. 👉 Invest In Crypto King NOW 👇$BTC {spot}(BTCUSDT) $DOGE {spot}(DOGEUSDT) $LUNC {spot}(LUNCUSDT)
🚨 THE OLD FINANCIAL SYSTEM JUST BROKE!!

#Gold has officially surpassed the 🇺🇸 U.S. dollar for the first time in over 30 years.

Central banks now hold more gold than U.S. government debt.

Confidence in the U.S. dollar is collapsing.

#Banks are panicking.

Foreign nations aren’t chasing yield anymore, they’re focused on survival.

They’re terrified of losing their principal.

And honestly? You can’t blame them.

U.S. Treasuries can be frozen.
They can be diluted.
They can be weaponized.

Gold can’t.

Zero counterparty risk.
No permission required.
It’s the last truly neutral asset.

AND IT GETS WORSE.

U.S. debt is exploding - $1 trillion added every 100 days.

Interest costs are now exceeding $1 trillion per year.

The Fed has no choice but to print.

The world sees what’s coming, and they’re exiting now.

YOU CAN SEE IT IN THE RESERVES.

#China
#Japan
#Russia
India.
Singapore.

They’re all dumping paper and buying physical assets.

This goes far beyond agreements.

THE REAL OBJECTIVE IS TO DROP U.S. DOLLAR.

Build parallel payment systems outside SWIFT.
Settle energy in local currencies.
Anchor it all to commodities that can’t be printed - gold and silver.

When over 40% of the world’s population decides they don’t need the dollar, demand COLLAPSES.

The age of paper is over.

Gold is the best alternative.

This might be the final decline of the U.S. dollar.

Think silver at $100 and gold at $4,700 sounds insane?

Then you’re not ready for what comes next.

I’ve traded every major top and bottom for more than 9 years.

From here on out, I’ll be sharing all my calls publicly.

Follow me now, so you don’t regret it later.
👉 Invest In Crypto King NOW 👇$BTC
$DOGE
$LUNC
Fahad BNB:
Remember 1 Simple Rule, For A Higher Jump First You Kneel Down Then Push To The Higher Highs..... Fall Towards 72K Will Open Doors Towards 150K. Today Is 20-Jan-2026 Mark My Words.
🚨 #BREAKING: COINBASE CEO JUST SAID LIVE ON FOX: BIG #banks ARE WORKING BEHIND THE SCENES TO #BLOCK THE PRESIDENT’S PRO-CRYPTO AGENDA. THEY WANT TO SLOW DOWN ADOPTION. THEY WANT TO CONTROL THE #SYSTEM. THEY WANT TO STOP #CRYPTO. THE FIGHT IS REAL. 👀🔥
🚨 #BREAKING:

COINBASE CEO JUST SAID LIVE ON FOX:

BIG #banks ARE WORKING BEHIND THE SCENES TO #BLOCK THE PRESIDENT’S PRO-CRYPTO AGENDA.

THEY WANT TO SLOW DOWN ADOPTION.

THEY WANT TO CONTROL THE #SYSTEM.

THEY WANT TO STOP #CRYPTO.

THE FIGHT IS REAL. 👀🔥
·
--
صاعد
🏦 BANKS IN PANIC MODE – $6 TRILLION AT RISK TO STABLECOINS! 🏦 The CEO of Bank of America warns interest-bearing stablecoins could pull $6T out of U.S. banks. This isn't a crypto hype tweet — it's a systemic red flag. 💡 Why It Matters: If people can earn real yield, move instantly, and skip middlemen, why keep cash in banks paying crumbs? 📉 Banking Impact: Lending tightens Borrowing costs rise Banks lose leverage & control ⚡ Crypto Becomes Real Competition: The louder the warnings, the clearer the signal — crypto isn’t backing down, it’s disrupting. The game is changing. Are you positioned? 🔥 $BTC {future}(BTCUSDT) #Banks #Stablecoins #Disruption #Crypto #Finance
🏦 BANKS IN PANIC MODE – $6 TRILLION AT RISK TO STABLECOINS! 🏦

The CEO of Bank of America warns interest-bearing stablecoins could pull $6T out of U.S. banks. This isn't a crypto hype tweet — it's a systemic red flag.

💡 Why It Matters:

If people can earn real yield, move instantly, and skip middlemen, why keep cash in banks paying crumbs?

📉 Banking Impact:

Lending tightens

Borrowing costs rise

Banks lose leverage & control

⚡ Crypto Becomes Real Competition:

The louder the warnings, the clearer the signal — crypto isn’t backing down, it’s disrupting.

The game is changing. Are you positioned? 🔥

$BTC
#Banks #Stablecoins #Disruption #Crypto #Finance
🚨 #HEADLINE : 🇺🇸The largest U.S. banks significantly increased trading revenue in 2025 amid rising markets, and CEOs say it's just the beginning — BBG #Banks #TradingRevenue #Stocks
🚨 #HEADLINE :

🇺🇸The largest U.S. banks significantly increased trading revenue in 2025 amid rising markets, and CEOs say it's just the beginning — BBG

#Banks #TradingRevenue #Stocks
CryptoLovee2
·
--
🚨 HEADLINE : 🇺🇸 US BANKS FACE "$6 TRILLION DRAIN" BY STABLECOIN.

U.S. Banks just admitted to the COMPETITIVENESS of Stablecoins.

In an interview Bank of America's CEO Brian Moynihan passed a WARNING predicting a "$6 trillion" drain from U.S. Banks by interest-bearing Stablecoins, crippling lending and sending borrowing costs soaring.

THIS IS AN INCREDIBLY PRECISE NUMBER
Indicating only increased FEAR of Stablecoins by BANKS.

Add to watchlist : $GUN | $DUSK |$GLMR
{future}(GUNUSDT)

{future}(DUSKUSDT)

{spot}(GLMRUSDT)
Banks vs Stablecoins

WHO WILL WIN THIS STRUGGLE FOR ECONOMIC DOMINANCE??

#Stablecoins #Crypto #BankOfAmerica #BTC100kNext? #MarketRebound
·
--
صاعد
🏦 THE BANKS HAVE ARRIVED — AND THEY’RE NOT ASKING PERMISSION Crypto headlines scream volatility. Meanwhile, global banks are doing the quiet work that changes history. No memes. No moon-calls. Just integration, infrastructure, and billions in dry powder. Here’s what’s really happening 👇 🔓 1. Crypto Is No Longer Exotic — It’s Becoming Standardized Banks don’t touch anything speculative. If they’re onboarding crypto, it means one thing: ➡️ Digital assets are moving from crypto-native to financial-native Custody, compliance, liquidity — now being built into banking rails. 💼 2. Adoption Starts With High-Net-Worth & Institutional Clients This is not the Robinhood era. Banks are offering crypto access to: ✔️ Wealth management accounts ✔️ Corporate treasuries ✔️ Private banking portfolios When the richest 1% gets exposure… capital flows shift permanently, not temporarily. 🌊 3. Market Depth Is Quietly Expanding Retail creates hype. Institutions create liquidity. That means: 📈 Lower volatility over time 🚀 More liquidity across assets 🏗️ Bigger pools for staking, custody, RWAs & stablecoins Every trading desk that goes live pushes the entire market closer to maturity. ⏳ 4. This Isn’t “Overnight Gains” — It’s Capital Reallocation Crypto’s next leg is not about: ❌ memes ❌ casino tokens ❌ 24h pumps It’s about: ✔️ Asset diversification ✔️ Risk management ✔️ Long-term portfolio allocation Banks don’t gamble — they build pipelines for decades. 🛠️ 5. The Infrastructure Phase Has Begun What banks are setting up now enables: 🌍 Tokenized assets 🏦 On-chain settlement 🔐 Institutional custody 🔄 Blockchain-native payments While social feeds yell “WHEN MOON?”, banks are quietly upgrading the plumbing for global capital digitization. ⭐ Bottom Line: Retail brought awareness. CeFi + DeFi built the tools. Banks are bringing scale. $SOL $XRP $BNB {spot}(SOLUSDT) {spot}(XRPUSDT) {spot}(BNBUSDT) #Crypto #Banks #InstitutionalMoney #BlockchainAdoption #CapitalFlows
🏦 THE BANKS HAVE ARRIVED — AND THEY’RE NOT ASKING PERMISSION
Crypto headlines scream volatility.
Meanwhile, global banks are doing the quiet work that changes history.
No memes. No moon-calls. Just integration, infrastructure, and billions in dry powder.
Here’s what’s really happening 👇
🔓 1. Crypto Is No Longer Exotic — It’s Becoming Standardized
Banks don’t touch anything speculative.
If they’re onboarding crypto, it means one thing:
➡️ Digital assets are moving from crypto-native to financial-native
Custody, compliance, liquidity — now being built into banking rails.
💼 2. Adoption Starts With High-Net-Worth & Institutional Clients
This is not the Robinhood era.
Banks are offering crypto access to: ✔️ Wealth management accounts
✔️ Corporate treasuries
✔️ Private banking portfolios
When the richest 1% gets exposure…
capital flows shift permanently, not temporarily.
🌊 3. Market Depth Is Quietly Expanding
Retail creates hype.
Institutions create liquidity.
That means: 📈 Lower volatility over time
🚀 More liquidity across assets
🏗️ Bigger pools for staking, custody, RWAs & stablecoins
Every trading desk that goes live pushes the entire market closer to maturity.
⏳ 4. This Isn’t “Overnight Gains” — It’s Capital Reallocation
Crypto’s next leg is not about: ❌ memes
❌ casino tokens
❌ 24h pumps
It’s about: ✔️ Asset diversification
✔️ Risk management
✔️ Long-term portfolio allocation
Banks don’t gamble — they build pipelines for decades.
🛠️ 5. The Infrastructure Phase Has Begun
What banks are setting up now enables: 🌍 Tokenized assets
🏦 On-chain settlement
🔐 Institutional custody
🔄 Blockchain-native payments
While social feeds yell “WHEN MOON?”,
banks are quietly upgrading the plumbing for global capital digitization.
⭐ Bottom Line: Retail brought awareness.
CeFi + DeFi built the tools.
Banks are bringing scale.
$SOL $XRP $BNB

#Crypto #Banks #InstitutionalMoney
#BlockchainAdoption #CapitalFlows
🏦 Банки заходят в крипту — тихо, но всерьёз Пока розница обсуждает цену, банки делают другое — внедряют криптоторговлю в свои сервисы ⚙️ Без хайпа, без громких заявлений, через инфраструктуру и регулирование. Что важно 👇 • крипта перестаёт быть «экзотикой» • доступ получают клиенты с крупным капиталом • рынок становится глубже и стабильнее Это не история про иксы за ночь 🚫 Это про долгосрочное принятие и перераспределение капитала. Статья [Читать](https://app.binance.com/uni-qr/cart/35173772000193?r=WUFE7O1V&l=ru&uco=-cfcA4x8qN4H-ljAwKN9og&uc=app_square_share_link&us=copylink) — как раз об этом процессе 📘 #Crypto #Banks #Institutional #Blockchain #Market $SOL $XRP $BNB
🏦 Банки заходят в крипту — тихо, но всерьёз
Пока розница обсуждает цену, банки делают другое — внедряют криптоторговлю в свои сервисы ⚙️
Без хайпа, без громких заявлений, через инфраструктуру и регулирование.
Что важно 👇
• крипта перестаёт быть «экзотикой»
• доступ получают клиенты с крупным капиталом
• рынок становится глубже и стабильнее
Это не история про иксы за ночь 🚫
Это про долгосрочное принятие и перераспределение капитала.
Статья Читать — как раз об этом процессе 📘
#Crypto #Banks #Institutional #Blockchain #Market $SOL $XRP $BNB
DZbank, the second largest bank in Germany has received regulatory approval (MICAR) from the German Financial Supervisory Authority (BaFin) to trade digital currencies supporting trading in just four cryptocurrencies. One of which is Litecoin $LTC {future}(LTCUSDT) #banks #WriteToEarnUpgrade #Fed #RateCutTrade
DZbank, the second largest bank in Germany has received regulatory approval (MICAR) from the German Financial Supervisory Authority (BaFin) to trade digital currencies supporting trading in just four cryptocurrencies.

One of which is Litecoin

$LTC

#banks #WriteToEarnUpgrade #Fed #RateCutTrade
Major #banks entering stablecoin space In the wake of the GENIUS Act, top U.S. banks are moving ahead with their own stablecoin projects. Bank of America, Morgan Stanley, Citigroup, and JPMorgan are all exploring or laying the groundwork for issuing dollar-backed tokens $BTC {spot}(BTCUSDT)
Major #banks entering stablecoin space
In the wake of the GENIUS Act, top U.S. banks are moving ahead with their own stablecoin projects. Bank of America, Morgan Stanley, Citigroup, and JPMorgan are all exploring or laying the groundwork for issuing dollar-backed tokens
$BTC
I’m about to leave fiat completely" and buy over $100 million worth of #Bitcoin      👀 I’m done with banks. #banks I’m done with #Fiat . I’m done with it. I’m done. Done. #$SOL
I’m about to leave fiat completely" and buy over $100 million worth of #Bitcoin      👀

I’m done with banks. #banks

I’m done with #Fiat .

I’m done with it.

I’m done.

Done. #$SOL
$BTC 🚨BANKING CRISIS 🚨 Not only are regional banks continue their orderly selling, BIG Banks are selling off drastically after a TERRIBLE Earnings report. #banks
$BTC 🚨BANKING CRISIS 🚨

Not only are regional banks continue their orderly selling, BIG Banks are selling off drastically after a TERRIBLE Earnings report. #banks
🚀 Sber has proposed making banks the central hubs for accounting and storing cryptocurrencies. Their regulatory suggestions for the crypto market have been submitted to the Central Bank. 👉 Low impact—Russia's bank-centric crypto proposal lacks near-term liquidity shock; watch for U.S. House ‘Crypto Week’ votes (Jul 16±2d) as federal laws drive adoption. #Crypto #Banks #Russia #Regulation #ETHBreakout3 .5k
🚀 Sber has proposed making banks the central hubs for accounting and storing cryptocurrencies. Their regulatory suggestions for the crypto market have been submitted to the Central Bank.

👉 Low impact—Russia's bank-centric crypto proposal lacks near-term liquidity shock; watch for U.S. House ‘Crypto Week’ votes (Jul 16±2d) as federal laws drive adoption.

#Crypto
#Banks
#Russia
#Regulation
#ETHBreakout3 .5k
BREAKING: Major Win for Crypto! 🇺🇸 🏛 US banks can now: ✅ Custody crypto 🔐 ✅ Engage in stablecoins 💵 ✅ Become blockchain validators 🌐 🔥 Is this the start of mainstream adoption? #crypto #bitcoin #blockchain #banks
BREAKING: Major Win for Crypto! 🇺🇸

🏛 US banks can now:

✅ Custody crypto 🔐
✅ Engage in stablecoins 💵
✅ Become blockchain validators 🌐

🔥 Is this the start of mainstream adoption?

#crypto #bitcoin #blockchain #banks
·
--
هابط
US Banks Can Officially Hold Bitcoin — Game Changer? 💥 Big step for crypto: US regulators have given banks the green light to offer Bitcoin custody services. This means banks can now hold BTC safely for clients — just like they do with cash or gold. ✅ More trust for new investors ✅ Easier access for institutions & traditional clients ✅ Huge step toward mainstream adoption ✅ Could spark more inflows into BTC from big money Why it matters: With regulated banks holding BTC, hedge funds, family offices, and high-net-worth individuals may feel more comfortable investing big. 📈 Crypto moves closer to traditional finance every day. 💬 Do you think this will push Bitcoin to new highs? Or is it too late for banks to join the party? Drop your thoughts below! #Bitcoin #CryptoAdoption #Banks #Custody #Binance $BTC {spot}(BTCUSDT)
US Banks Can Officially Hold Bitcoin — Game Changer?

💥 Big step for crypto:

US regulators have given banks the green light to offer Bitcoin custody services. This means banks can now hold BTC safely for clients — just like they do with cash or gold.

✅ More trust for new investors

✅ Easier access for institutions & traditional clients

✅ Huge step toward mainstream adoption

✅ Could spark more inflows into BTC from big money

Why it matters:

With regulated banks holding BTC, hedge funds, family offices, and high-net-worth individuals may feel more comfortable investing big.

📈 Crypto moves closer to traditional finance every day.

💬 Do you think this will push Bitcoin to new highs? Or is it too late for banks to join the party? Drop your thoughts below!

#Bitcoin
#CryptoAdoption
#Banks
#Custody
#Binance

$BTC
سجّل الدخول لاستكشاف المزيد من المُحتوى
استكشف أحدث أخبار العملات الرقمية
⚡️ كُن جزءًا من أحدث النقاشات في مجال العملات الرقمية
💬 تفاعل مع صنّاع المُحتوى المُفضّلين لديك
👍 استمتع بالمحتوى الذي يثير اهتمامك
البريد الإلكتروني / رقم الهاتف